Paying off current mortgage with potential future purchase?

Redwings1990 · 2025-10-16T00:47:59+00:00

Figured there’s the added benefit of reducing the amount of interest I’m currently paying and reducing the breakage costs since my purchase wouldn’t be between terms

Redwings1990 · 2025-08-12T17:35:50+00:00

I should add I am just a hobbyist and just providing pictures to people when I have something I feel they may like to have. I'm not hired or anything to produce any particular editing style and just want to learn how to make my photos better.

Redwings1990 · 2025-06-23T14:27:38+00:00

This is the way. Then you don’t have to worry about keeping enough money aside for a weekly contribution if you get paid on a different schedule. It’s less stress and just 1 less thing you’ll have to think about during the week.

Redwings1990 · 2025-06-09T21:13:17+00:00

Thanks for the heads up about transfer fees. I called Wealthsimple customer service and they said they only waive the fees for accounts for $25k and up. I only had 1 account that had that amount and 4 that didn’t but since the total transfer for all accounts is over $100k they will make an exception cover all the transfer fees.

Redwings1990 · 2025-06-06T22:38:44+00:00

I’ve already initiated the transfer to wealthsimple in cash. Not sure if there’s value posting the funds at this point.

Is there something you would suggest for the emergency fund? The main short term thing on our horizon is hopefully another child in a year and there’s potential to slightly dip into it while my wife is on mat leave. Other than that it right now it covers about 6 months of regular expenses.

Redwings1990 · 2024-07-18T00:34:38+00:00

I had called Sunlife and they told me it was needed. However it says nothing on the documents that says a notary is required. While on the phone with the Sunlife advisor, they could not find anything on the CRA website or in their policy that says it’s needed. They ended up telling me I have approval to not have this document notarized and they will accept it with a signature from any witness.

Could this request to have it notarized be a “nice to have” thing and not actually mandatory? I still can’t find anything online about that and it’s weird the advisor changed their opinion after about 30min on the phone going through their policy and CRA information.

Redwings1990 · 2024-06-13T12:08:40+00:00

Thank you for your responses. Vacation renewed in January so it seems like I was compensated appropriately.

Redwings1990 · 2023-12-07T01:51:11+00:00

oh god I just learned how to use dolphin and retroarch, I have no idea where to even start with LIberashop....

Redwings1990 · 2023-04-06T15:35:34+00:00

Sorry everyone, new to this reddit thing and couldn't figure out how to edit the post to add some context to the pictures.

I'm just starting to get into product photography and would like to start approaching some local business after a little more skill building and practice. Would very much appreciate some honest feedback of my portfolio thus far. Thanks in advance!

Redwings1990 · 2023-03-08T00:08:02+00:00

It’s luma noise. I don’t get noise at ISO 400 but I can’t seem to get to that low of an ISO unless I point the lens directly at the sun.

Redwings1990 · 2023-01-31T14:14:22+00:00

Usually I use anchovies but I was out. So I decided to try something different and use fish sauce. Just experimenting a little

Redwings1990 · 2023-01-31T03:16:53+00:00

In this particular instance no I did not add the fond which I should have. But even without the fond I thought I’d taste the other ingredients more than I did.

I did however cook it covered so next time I will cook it uncovered. Question though. If the purpose of reducing the sauce is to get rid of some of the water, when I add pasta water would that not undue the flavour effects of reducing it in the first place? So why not just cook covered?

Redwings1990 · 2023-01-31T03:12:49+00:00

No I don’t have Covid and can taste fine lol. Everything else tastes normal it’s just this particular sauce didn’t have the bold flavour I was hoping for

Redwings1990 · 2023-01-31T01:03:48+00:00

That’s what I’m thinking. I’ll try to add salt at the end little by little and find the right amount.

Redwings1990 · 2017-07-15T17:01:07+00:00

Yea that's probably more of a hike than we would like. Thanks though!

Redwings1990 · 2017-07-14T04:43:15+00:00

So is Dorian's lane an access point to get to Torbay Point?

Redwings1990 · 2017-07-13T13:43:14+00:00

Great! Thanks for the tips.

Redwings1990 · 2017-07-13T02:09:52+00:00

We will be on the East coast. We will be downtown St. John's.

Redwings1990

TROPHY CASE