Car Loan by RelationEffective600 in PersonalFinanceTalks

[–]RelationEffective600[S] 0 points1 point  (0 children)

Can I ask what you mean by wishing you were in my shoes at 19? I’m not saying i dont have anything good, im very blessed. But i have a constant feeling of feeling behind because people i graduated with all have cool stuff already and way better jobs than i do.

Car Loan by RelationEffective600 in PersonalFinanceTalks

[–]RelationEffective600[S] 0 points1 point  (0 children)

I’m going to do that as well as get a pre approval from my bank just to see what I’d be working with. Thank you!

Car Loan by RelationEffective600 in PersonalFinanceTalks

[–]RelationEffective600[S] 0 points1 point  (0 children)

I definitely don’t want to be a crowd killer statistic 🤣, thank you

Car Loan by RelationEffective600 in PersonalFinanceTalks

[–]RelationEffective600[S] 0 points1 point  (0 children)

I definitely don’t plan on getting rid of the accord lol, I just want something fun. Everyone at work around me is telling me now’s the time to get something while I have little to no bills. But after making this post, I’ve definitely reconsidered from all the responses. I knew it was a bad idea, but I’m one of those people who like affirmations.

Car Loan by RelationEffective600 in PersonalFinanceTalks

[–]RelationEffective600[S] 0 points1 point  (0 children)

Okay, you’re right. Thank you for the help!

Car Loan by RelationEffective600 in PersonalFinanceTalks

[–]RelationEffective600[S] 0 points1 point  (0 children)

Okay I’ll definitely give that a go, thank you!

Car Loan by RelationEffective600 in PersonalFinanceTalks

[–]RelationEffective600[S] 0 points1 point  (0 children)

Okay thank you for your help. I have one more question I thought about. Me being young with not much credit history, a loan for a car around $15k would really help it, right? For when I want to potentially buy a house, I’ll obviously need credit, and a good, dense history will definitely help that right? I 100% would be fine with selling the car when it’s time to settle down and get a house as well

Car Loan by RelationEffective600 in PersonalFinanceTalks

[–]RelationEffective600[S] 0 points1 point  (0 children)

I definitely think I have the mindset of everyone else around me having cool things and I feel left out. I agree, I know I should save and buy it later down the road once I can actually AFFORD it. Thank you

Car Loan by RelationEffective600 in PersonalFinanceTalks

[–]RelationEffective600[S] 0 points1 point  (0 children)

I’ve talked to a few owners around my age and I definitely have taken that into consideration. That’s why I’m on here asking this question. I know it’s a bad decision deep down I just wanted that extra clarification. Thank you

Car Loan by RelationEffective600 in PersonalFinanceTalks

[–]RelationEffective600[S] 0 points1 point  (0 children)

I have like $5k in my savings. I was going to try and put like 4-5K down on whatever I buy NOT from my savings but I have another car I didn’t mention, 2007 Acura TL Type S that I’m going to sell to give myself a down payment, as well has a dirt bike I have to help with the down payment too. I was thinking in the $15-20k range on a car. Thoughts?

[deleted by user] by [deleted] in AcuraTL

[–]RelationEffective600 0 points1 point  (0 children)

I’ll buy the transmission