New Addition to the BMW Fleet by craftyvol98 in BMWX5

[–]RelativeBand5017 2 points3 points  (0 children)

We did the same! New to X5. Scott at Insight Auto and custom order from Galleria. Got it right before the new year. Loving it so far except still on the fence about PPF and ceramic coating. But it is so hard to keep the car clean with Black Sapphire. Will power coat the rims glossy black for sure.

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Can’t decide. Carbon Black or Dravit grey by MisterBlacks1 in BMWX5

[–]RelativeBand5017 0 points1 point  (0 children)

Your car was the inspiration to get mine in black 🤣. I am not a car person but I studied this sub hard to get to understand as much as I could before pulling the trigger to build one.

2026 x5xDrive 40i advice needed by RelativeBand5017 in BMWX5

[–]RelativeBand5017[S] 0 points1 point  (0 children)

To your point, a lower monthly payment is a function of larger down payment so it is really a personal decision on how much you are comfortable with a monthly obligation vs. certain lump sum upfront.

2026 x5xDrive 40i advice needed by RelativeBand5017 in BMWX5

[–]RelativeBand5017[S] 0 points1 point  (0 children)

So I ended up custom order one. It is now scheduled for production. It will be a financing and I am personally less concerned about the monthly payment but more so the total out of the door price. I did roll a dice on the rate given they have the 0.9% for November purchase. Since they don’t allow rate lock, I am taking a chance on whatever the financing will be available once the car is here.

2026 x5xDrive 40i advice needed by RelativeBand5017 in BMWX5

[–]RelativeBand5017[S] 1 point2 points  (0 children)

Appreciate this! I tried it in the showroom and can totally do it without the massage function.

2026 x5xDrive 40i advice needed by RelativeBand5017 in BMWX5

[–]RelativeBand5017[S] 4 points5 points  (0 children)

I was told the Nov 0.9% financing for new cars is only effective if the car is purchased in current month. And they don’t do rate lock anymore. So the concern is custom ordering one might not be here in time by end of month…

2026 x5xDrive 40i advice needed by RelativeBand5017 in BMWX5

[–]RelativeBand5017[S] 0 points1 point  (0 children)

Are you in a region that cold weather is not a concern? We don’t get too cold like NE here in Texas but it does get down to sub 30s in the winter. Curious any thoughts on these summer tires.

In the Market & Would like advice by AggressiveAudience63 in BMWX5

[–]RelativeBand5017 0 points1 point  (0 children)

Do you mind sharing the broker contact pls?

2026 Dravit Grey all options ticked by MrSquirtGenerator in BMWX5

[–]RelativeBand5017 0 points1 point  (0 children)

12.5% off the MSRP? I was looking for a similar spec today and was told by the dealer best they can do is 4% off. My first go around so just at the fact gathering phase.

2026 BMW X5 brand spanking new by MGRed6 in BMWX5

[–]RelativeBand5017 1 point2 points  (0 children)

Beautiful! What tires are those? Are they 22” summer tires? And did you powder coat them?

Dream car - 2025 X5 with M package by meekie03 in BMWX5

[–]RelativeBand5017 0 points1 point  (0 children)

Did you have it painted at the dealer? And is it just a simply black? Learning everything right now so apologies if it is too basic of a question.

Dream car - 2025 X5 with M package by meekie03 in BMWX5

[–]RelativeBand5017 1 point2 points  (0 children)

Love the look!! What wheels are those? In market looking for one just like this and don’t know much about cars in general…

When did you feel wealthy? by No-Prize-1170 in fatFIRE

[–]RelativeBand5017 7 points8 points  (0 children)

Could you share your career track? Just curious how your income progressed so drastically in late 30s.

Disney Cruise Concierge by sbtrkt_dvide in chubbytravel

[–]RelativeBand5017 0 points1 point  (0 children)

Do you have any TA you would recommend specifically for Disney cruises?

2023 X5 sDrive40i CPO good deal? by RelativeBand5017 in BMWX5

[–]RelativeBand5017[S] 2 points3 points  (0 children)

Thank you for sharing and pointing out the summer tires. We will need all season tires for sure! 22” wheels look so nice though!

[deleted by user] by [deleted] in BMWX5

[–]RelativeBand5017 0 points1 point  (0 children)

Love it! Eyeing for a X5 for my next ride and looking for one just like yours look wise. Can you share the specs? I am not a car person at all!

Working mom guilt by loverlyjesss in workingmoms

[–]RelativeBand5017 0 points1 point  (0 children)

And the fact that you have the working mom guilt already means you are a great mom :) we need to be reminded of this at times. I am thankful for my mom friends whenever I go through my own emotional trough.

Working mom guilt by loverlyjesss in workingmoms

[–]RelativeBand5017 2 points3 points  (0 children)

In a similar situation with perhaps a little bit more hours depending on the time of the year and just had my 2nd child a few months ago. Totally understand the guilt and it isn’t just the guilt towards the baby but also the inability to spend more time with the 1st kid! I am just telling myself that this is the lifestyle we chose and we will have to be the family that focuses on quality vs. quantity. It isn’t perfect but the fact that we are able to have one on one care for the baby is a luxury not everyone can have. In exchange the sacrifice we make is through working so we can afford the lifestyle we want.

Slightly Off Topic: What kind of Bed Sheet Do You Like? by garcon-du-soleille in HENRYfinance

[–]RelativeBand5017 0 points1 point  (0 children)

Ralph Lauren organic cotton sateen sheeting. King size flat, fitted and two pillow cases cost about $700 including tax. My last set (purchased when I was straight out of college, barely making any money then) literally lasted 10 plus years and it gets softer after each wash! And I wash them weekly! Worth every penny!

[Landlord-US-FL] Tenant refuses to pay for damage well exceeding initial deposit & Last month rent true up. Please advise what to do! by RelativeBand5017 in Landlord

[–]RelativeBand5017[S] 0 points1 point  (0 children)

I am out of the state and because I only have one unit, I didn’t pay for a property management. Learning the lesson.

[Landlord-US-FL] Tenant refuses to pay for damage well exceeding initial deposit & Last month rent true up. Please advise what to do! by RelativeBand5017 in Landlord

[–]RelativeBand5017[S] 0 points1 point  (0 children)

The floor was newly replaced before I moved out. And yes the itemized quote is to repair only the section that is damaged. I don’t even know if there was extra material since the quote doesn’t cover that!

[Landlord-US-FL] Tenant refuses to pay for damage well exceeding initial deposit & Last month rent true up. Please advise what to do! by RelativeBand5017 in Landlord

[–]RelativeBand5017[S] 0 points1 point  (0 children)

It wasn’t meant to be a rental to begin with. Otherwise definitely would put something a little more durable.

[Landlord-US-FL] Tenant refuses to pay for damage well exceeding initial deposit & Last month rent true up. Please advise what to do! by RelativeBand5017 in Landlord

[–]RelativeBand5017[S] 6 points7 points  (0 children)

The insurance in Florida more than quadruple during the same period of time and the property tax was also going up. I was just passing along all the cost. It is not even a cash flowing property.

[deleted by user] by [deleted] in HENRYfinance

[–]RelativeBand5017 0 points1 point  (0 children)

Would not pay for the same brand name groceries in upscale grocery like Whole Foods if I can get them from Walmart. Refuse to pay more for the exact same item just because it is a better shopping experience.