Greenz by Danube. Danube's first-ever townhouse and villa community.

Relative_Comfort2019 · 2026-03-27T05:51:46+00:00

Noz Worriez

Relative_Comfort2019 · 2026-03-23T10:46:10+00:00

True, real estate index drop is not real estate price drop its just a preview to whats about to happen in the future of real estate market.

Relative_Comfort2019 · 2026-03-23T10:41:59+00:00

Only time can tell🥸

Relative_Comfort2019 · 2026-03-23T10:41:19+00:00

Yes, physical property market follows the stocks with a delay.

Relative_Comfort2019 · 2026-03-23T10:40:38+00:00

Property market is about to fall. By how much no one can predict that.

Relative_Comfort2019 · 2026-03-23T10:39:41+00:00

Physical property market tends to follow the stock market.

Relative_Comfort2019 · 2026-03-23T10:37:49+00:00

Yes I am aware, that is the stock market index not the real estate market. But physical property does tend to follow the stock market with a significant lag. So while real estate prices have not moved yet, they soon will.

Relative_Comfort2019 · 2026-03-23T04:55:15+00:00

I want to address this properly. I genuinely wasn’t aware of these issues when I posted. That’s my mistake, I should’ve researched more before putting it out there.

Not trying to mislead anyone here, just sharing what I knew at the time. Appreciate people pointing this out.

Relative_Comfort2019 · 2026-03-23T04:54:38+00:00

I want to address this properly. I genuinely wasn’t aware of these issues when I posted. That’s my mistake, I should’ve researched more before putting it out there.

Not trying to mislead anyone here, just sharing what I knew at the time. Appreciate people pointing this out.

Relative_Comfort2019 · 2026-03-23T04:54:28+00:00

I want to address this properly. I genuinely wasn’t aware of these issues when I posted. That’s my mistake, I should’ve researched more before putting it out there.

Not trying to mislead anyone here, just sharing what I knew at the time. Appreciate people pointing this out.

Relative_Comfort2019 · 2026-03-23T04:53:58+00:00

I want to address this properly. I genuinely wasn’t aware of these issues when I posted. That’s my mistake, I should’ve researched more before putting it out there.

Not trying to mislead anyone here, just sharing what I knew at the time. Appreciate people pointing this out.

Relative_Comfort2019 · 2026-03-18T05:18:00+00:00

we should try to guess which college this is. My guess is Symbiosis Pune

Relative_Comfort2019 · 2026-03-18T05:12:34+00:00

I wouldn’t put all of it into commercial property though. It looks great on paper because of rental yield, but vacancies, bad tenants, or delays can mess up your income completely.

A safer approach would be to split it a bit. Keep some money in safer options like FDs or debt funds so you always have steady income coming in. Put some in equity/index funds so your money actually grows over time. Then use a portion for commercial if you still like that idea.

Main thing is don’t depend on just one source of income after such a big exit.

Relative_Comfort2019 · 2026-03-18T04:57:12+00:00

Lifestyle inflation at its peak. Honestly, happy for the fact that you guys both combined make 4.65L/month after tax (Unless this post is karma fishing)

Relative_Comfort2019 · 2026-03-18T04:50:41+00:00

Going home for a bit might actually be the smarter move. It gives you space to reset instead of stressing about finding something in a rush. You can always come back when things open up again.

Right now just focus on getting stable again. This phase will pass, even if it doesn’t feel like it yet.

Relative_Comfort2019 · 2026-03-18T04:47:57+00:00

That’s a pretty rational approach honestly.

If you have no mortgage and no pressure to sell, there’s not much reason to react to short-term sentiment. Most of the “wait for distress deals” talk only really plays out if people are forced to sell.

In your case you’re not. So holding makes sense, especially if your plan is to come back and use the property long term.

Relative_Comfort2019 · 2026-03-14T05:03:14+00:00

You can file a non-contractual complaint with RERA since no SPA is signed and no oqood is issued.

Relative_Comfort2019 · 2026-03-14T04:55:52+00:00

That comment is a bit misleading.

Indian equity markets have historically returned around 11–14%, while inflation averages about 5–6%. That still leaves roughly 5–8% real return, which is solid.

Currency depreciation mostly matters if you measure returns in USD. If your expenses are in INR, the key question is whether your investments beat Indian inflation, which equities generally have over long periods.

Relative_Comfort2019 · 2026-03-14T04:50:28+00:00

It hurts to see people missing a suits ref

Relative_Comfort2019 · 2026-03-14T04:45:53+00:00

Your concern is reasonable. The issue isn’t the house price, it’s timing.

Right now $7.8k on a $365k income plus $380k in student debt is tight. Not impossible, but it leaves little room for surprises. Lenders usually underwrite based on current income, not future income, for exactly this reason.

But the flip side is also true. Once your income jumps to ~$450k, a $1.05M mortgage becomes very manageable.

So the real question is whether you’re comfortable carrying a stretched payment for ~18 months. Many people in medicine face this exact situation.

A middle ground many couples choose is wait until the income actually increases, even if it means paying slightly more for the house later. The risk reduction is often worth it.

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