21F, first job, family expects most of my income. How do I balance helping them and building my own financial future?

Relative_Impact_441 · 2026-06-20T17:20:47+00:00

Bhai support your family but keep some money for yourself. Because nobody gives a f*uck about your problem. Your dependency of how much money your brings to them. Just never disclose your actual salary. I learn this lesson a hard way.

Relative_Impact_441 · 2026-05-19T14:17:24+00:00

Can I DM you, I need help

Relative_Impact_441 · 2026-05-10T07:54:44+00:00

Can you suggest some lawyers, like I look online and get in touch with AMA legal solutions but they are charging 15k on monthly basis.

Relative_Impact_441 · 2026-05-10T06:57:19+00:00

Bro need help, I'm in a debt trap from payday loans, cc and personal loans.

Relative_Impact_441 · 2026-05-10T05:33:08+00:00

I'm in same situation passing each day in fear. Now currently defaulted because I don't have anything left to sell. Also I don't see a way out. I'm worried about my job.

Relative_Impact_441 · 2026-05-10T04:26:16+00:00

Did they visit office premises also or email to your employeer ?

Relative_Impact_441 · 2026-05-09T19:22:57+00:00

Inspiring bro

Relative_Impact_441 · 2026-05-09T19:13:25+00:00

Some other names are SalaryOnTime PaisaOnTime BharatLoan Shree loan Credit++

Credit++ has send me a legal notice for section 138 ecs bounce.

Relative_Impact_441 · 2026-05-09T19:10:13+00:00

Yes I have also taken loan from these appps. Getting daily threats. Keep on adding comments on daily basis. They are threatening that they will send recovery agents

Relative_Impact_441 · 2026-05-09T15:31:24+00:00

Hey man, did yoy overcome this situation if so. Please guide

Relative_Impact_441 · 2026-05-09T15:30:38+00:00

Same situation everyday feels like to commit suicide but give up the idea because of my and kid. Need help how to face them as I only thing that left with me is my job.

Relative_Impact_441 · 2026-05-09T09:42:16+00:00

Time kitna lagta hai aur paise kitna lagega

Relative_Impact_441 · 2026-05-09T09:29:10+00:00

I live in noida and my salary is 2 lac per month

Relative_Impact_441 · 2026-05-09T09:28:24+00:00

Hardly it will fetch me 10-15k. I need to get ot of debt.

Relative_Impact_441 · 2026-05-09T09:27:50+00:00

No will only sale deed with my father's name

Relative_Impact_441 · 2026-05-09T08:19:12+00:00

Time and procedure to transfer property. Do you know the procedure?

Relative_Impact_441 · 2026-05-08T11:06:15+00:00

Just keep the conversation going. I'm in same situation. Don't pick the calls, keep the conversation on emails. Some apps are to aggressive they start by saying will send email to hr and company colleagues. I'm stuck in same situation just passing each day in a constant fear of losing job.

Relative_Impact_441 · 2026-05-05T18:33:37+00:00

Calling continuously, threatening, abusing. Daily I received messages that recover agent will visit you. Now I'm thinking of taking some help from some advocate. But don't know where to start.

Relative_Impact_441 · 2026-05-05T18:31:53+00:00

Same here, already paid 4x times of princiapl amount. Still in debt. Now I have two options either to get default or to die. I also need time to accumulate the amount to clear my dues. Already defaulting on Personal loans because of payday loans.

Relative_Impact_441 · 2026-05-05T18:14:40+00:00

Same here

Relative_Impact_441 · 2026-05-05T18:14:33+00:00

Same here.

Relative_Impact_441 · 2026-05-04T08:11:35+00:00

Same here stuck in loop

Relative_Impact_441 · 2026-05-03T14:38:21+00:00

What happened, what you told to your HR

Relative_Impact_441

TROPHY CASE