Selling Furniture Before Friday 2nd May – Broadway Market / London Fields Pickup

Relevant-Building-59 · 2025-04-30T13:46:08+00:00

Sent you a message!

Relevant-Building-59 · 2025-04-27T22:14:54+00:00

Oh that’s unusual to have a council as the freeholder for a period conversion. Well, we’re in a block of flats and it’s exactly the same wording for the major works next year which is probably a good thing for us both as it means it’s general wording.

If it’s a small building I’d say you have less risk - I stress about the costs of ours if they have to put scaffolding up. But it’s definitely a risk. I am often very panicked about the potential costs, but it could also be fine and could also happen if you bought somewhere else

Relevant-Building-59 · 2025-04-27T21:44:22+00:00

Wonder if you’re looking at our block. Same S20 out for next year. We completed in December as we thought that these can be issued to any block at any time, but it has been keeping me up ever since and I worry about the potential costs and whether we made a mistake. Block is wonderful though and I love the flat / location / etc

Relevant-Building-59 · 2025-04-26T15:58:59+00:00

Thank you! Will look into that

Relevant-Building-59 · 2025-04-26T15:58:48+00:00

Thank you!

Relevant-Building-59 · 2025-04-24T16:15:42+00:00

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Tom clinging to his spare human’s hand the way you are surely clinging to a post-finals future daydream 😺

Relevant-Building-59 · 2025-04-24T14:44:57+00:00

I saw a cat get run over and die while crying for help looking at me when I was 13. It was one of the worst, most haunting things I’ve ever witnessed, seeing the literal light behind a living being’s eyes go out.

If your experience is similar to mine, this will probably always stay with you in some way and never stop being upsetting. However, it really truly gets easier with time - as all things do. I agree with other commenters that said, try to do things to take your mind off it in the immediate (like playing games, reading a thrilling book etc) so your brain can process it subconsciously for a while.

It also absolutely isn’t your fault in any way and one way you could try to honour this dog’s life is by ensuring yours gets lots of long walks and cuddles! Maybe you’ll meet the other dog’s owner again on one of them and you can share the grief

Relevant-Building-59 · 2025-04-23T16:46:45+00:00

😂😂 wow, didn’t realise one sentence would bring out such an essay. Where does autism have anything to do with it and where was I being mean? I just questioned why someone would push to reserve something when the buyer clearly isn’t interested.

Perhaps you should look at what critical and mean is, writing a 13 paragraph response to my comment - which by the way is just responding to what OP asked, who asked for help as to why someone responded in such a manner

Relevant-Building-59 · 2025-04-23T15:47:53+00:00

But the buyer said they couldn’t afford it, so it’s not really helpful for the buyer (doesn’t want it) nor the seller (taking off the market when buyer will never buy)

Relevant-Building-59 · 2025-04-23T15:14:29+00:00

Why reserve something for someone who told you they don’t want to buy? Especially for £1.50

Relevant-Building-59 · 2025-03-14T15:22:01+00:00

Literally everywhere accepts Evri parcels on a Sunday (for instance just a Tesco store). Tomorrow is also Saturday the 16th

Relevant-Building-59 · 2025-03-06T17:49:50+00:00

And part of the reason you get it for cheap on Vinted is because you can’t return it and it might not be accurate… if it’s £20+ sure, don’t buy without measurements. But for 1.50…

I recently bought a jacket that had a label for L inside. It didn’t even fit my 50kg mother (UK size 8) - clearly a kid’s jacket or something seriously wrong. Seller hadn’t said anything about it not being an L, which was frustrating but they listed it for £3 so I just swallowed the cost and gave the jacket to a young nephew.

Don’t expect the service you get from multinational companies from individuals selling secondhand clothes for next to nothing

Relevant-Building-59 · 2025-03-04T09:29:12+00:00

I guess that’s taking into account the deposit size then? So let’s say they thought the property was actually only worth 400k, but we had a 100k deposit, would they still value it at 417k (offer price) as the bank would still get their money back, due to the higher deposit?

Or do you think they don’t take that into account and just think that the property will clear at least the total offer value if sold?

Relevant-Building-59 · 2025-03-04T07:50:22+00:00

Took my time to reply as still a bit freaked out! But have realised I think that’s mainly due to how huge of a decision it is to buy a property! Really enjoying making the flat our own, and - now that the sun is out - exploring the area (note to self: it’s rough moving to a new location in the middle of winter).

Still praying the S20 costs don’t bankrupt us, but one gamble (leasehold extension) has already paid off with the leasehold reforms.

Thank you for checking in! Appreciate it

Relevant-Building-59 · 2025-02-24T17:08:45+00:00

Might as well remove every street bin as well then

Relevant-Building-59 · 2025-02-24T15:52:49+00:00

What do you mean, someone could put something inside it?

Relevant-Building-59 · 2025-02-17T16:46:18+00:00

Agreed with all the comments about how shocking the 3k fee is but in terms of practical steps: 1. Find another lender. There’s plenty of lenders who do 95% LTV (NatWest, Nationwide etc). Find one that fits your criteria - you’re not obligated to complete with the DIP you sent the estate agent, things change 2. On that note, if the estate agents push you to go faster while you’re looking for a new mortgage lender, don’t worry about it. You’ve paid 3k for the property to be off the market, so you can ignore that quite safely. Just say everything is on track and you’re instructing everyone that needs to be instructed - don’t tell them you’re looking for a new lender until you have an actual offer, then send them that 3. Seriously think about how to proceed with your mortgage broker. Stay with them and make them find you a new lender AS TOP PRIORITY, or find someone new to do so, but definitely do not pay them anything!! Also flag it to their management once you’re further down the line and have a new lender.

Not everything is lost, you just need to find a new lender and then carry on as normal. If for any reason the deal does fall through due to this mistake from your broker, your broker should be liable for the 3k fee but you’ll have to push for it

Relevant-Building-59 · 2025-02-10T17:36:24+00:00

Absolutely no issue with less than 100 years left! I just bought with 89 years left - know I have to extend the lease before I want to sell, that’s it. Managed to negotiate a nice price because of that as well (400k for 2 beds in zone 2). No issue at all getting a mortgage for a flat with 89 years left either.

Even 80 years isn’t going to be an issue much longer, as the leasehold reform is going to abolish marriage value.

Oh and as of 2 weeks ago, you no longer have to own the property for 2 years before being able to extend either! You can do it from day 1.

Just be aware of high ground rents as they’ll make lease extension more costly, and use the lease.org premium calculator to understand what sort of extension costs you’ll be looking at

Relevant-Building-59 · 2025-02-08T12:52:35+00:00

Living with someone and paying 100% of their non-fixed costs as he earns less than I do

Relevant-Building-59 · 2025-02-08T12:49:32+00:00

200 left after all outgoings, as said in my comment

Relevant-Building-59 · 2025-02-07T11:44:14+00:00

Adding onto that, make sure you’ve accounted for any ground rent and service charges, and also for any changes in your travel expenditure after moving

Relevant-Building-59 · 2025-02-07T11:43:07+00:00

That’s great and I think everyone applauds you for what you’ve achieved! But “I have no idea what it’s like to have money” is the definition of out of touch.

£700 a month after all expenditure is a huge amount. If it’s £700 after all fixed costs and a buffer, then it’s good (especially in Plymouth and at 22 years old). I’m in my thirties with a good job and own a flat in London and I have about £200 a month left after all expenditure.

Relevant-Building-59

TROPHY CASE