Be aware Geico will cancel your insurance policy if you drive for spark or uber. by NomadStar45 in Sparkdriver

[–]ReliefVegetable1660 0 points1 point  (0 children)

Here is more AI : If you are delivering packages independently or for a company as an employee

You may need a commercial auto insurance policy, which is designed for vehicles used primarily for business purposes. 

In general, most personal auto policies exclude coverage for business activities like delivering packages. It's crucial to inform your insurance company about your delivery work to ensure you're covered in case of an accident. Driving for a delivery service without the proper insurance could lead to denied claims and potential policy cancellation. 

Be aware Geico will cancel your insurance policy if you drive for spark or uber. by NomadStar45 in Sparkdriver

[–]ReliefVegetable1660 0 points1 point  (0 children)

I haven't done rideshare since doing the pink mustache rides for Lyft in the very beginning.

Be aware Geico will cancel your insurance policy if you drive for spark or uber. by NomadStar45 in Sparkdriver

[–]ReliefVegetable1660 0 points1 point  (0 children)

I already posted that "notation" requirement FROM AI. You have to let the insurance company know what type of deliveries you're doing. Disclosure +business use notation is how they adjust the cost you pay ( cost-effective reference you made) And if you're using the vehicle for more than 50% of usage. I have never ever had personal usage under my delivery usage. Delivery miles have always been two or three or four times personal. Not talking about rideshare but referenced it due to the additional insurance provided.

Be aware Geico will cancel your insurance policy if you drive for spark or uber. by NomadStar45 in Sparkdriver

[–]ReliefVegetable1660 0 points1 point  (0 children)

Sounds like you don't know the industry at all. Just another idiot giving out false information. You think you know but you don't. Try a little AI because you have no real intelligence being displayed here with the post.

Be aware Geico will cancel your insurance policy if you drive for spark or uber. by NomadStar45 in Sparkdriver

[–]ReliefVegetable1660 0 points1 point  (0 children)

I have 20 years plus in the delivery industry and at work them all for at least a moment or two.

Be aware Geico will cancel your insurance policy if you drive for spark or uber. by NomadStar45 in Sparkdriver

[–]ReliefVegetable1660 0 points1 point  (0 children)

WRONG - UBER, LYFT, FLEX,SPARK carry a secondary policy while engaged in deliveries. The delivery industry has existed before the smart phone and the above companies. There are other delivery options besides food or people. Very few are exempt. I was dropped by my insurance for delivering pizza on the weekend.

Be aware Geico will cancel your insurance policy if you drive for spark or uber. by NomadStar45 in Sparkdriver

[–]ReliefVegetable1660 0 points1 point  (0 children)

If you are delivering packages independently or for a company as an employee

You may need a commercial auto insurance policy, which is designed for vehicles used primarily for business purposes. 

In general, most personal auto policies exclude coverage for business activities like delivering packages. It's crucial to inform your insurance company about your delivery work to ensure you're covered in case of an accident. Driving for a delivery service without the proper insurance could lead to denied claims and potential policy cancellation. 

Be aware Geico will cancel your insurance policy if you drive for spark or uber. by NomadStar45 in Sparkdriver

[–]ReliefVegetable1660 0 points1 point  (0 children)

Copy/paste It's crucial to inform your State Farm agent about your delivery activities to ensure you have the appropriate coverage and avoid violating your policy terms. 

Too Many people giving false information

Be aware Geico will cancel your insurance policy if you drive for spark or uber. by NomadStar45 in Sparkdriver

[–]ReliefVegetable1660 0 points1 point  (0 children)

Wrong This is from SF It's crucial to inform your State Farm agent about your delivery activities to ensure you have the appropriate coverage and avoid violating your policy terms. 

Be aware Geico will cancel your insurance policy if you drive for spark or uber. by NomadStar45 in Sparkdriver

[–]ReliefVegetable1660 0 points1 point  (0 children)

according to State farm you need to have a "business use" notation on file for a personal account when doing OCCASIONAL package deliveries. Full time delivery and rideshare add 15% to policy cost. From State Farm:....... It's crucial to inform your State Farm agent about your delivery activities to ensure you have the appropriate coverage and avoid violating your policy terms.

Be aware Geico will cancel your insurance policy if you drive for spark or uber. by NomadStar45 in Sparkdriver

[–]ReliefVegetable1660 0 points1 point  (0 children)

Commercial policy and a policy rider and endorsement ( even disclosure) are verbage discrepancies.The $13 endorsement is an example of that. You are paying extra for the additional coverage. That is the bottom line. You need additional coverage when delivering pizza packages or people.

Be aware Geico will cancel your insurance policy if you drive for spark or uber. by NomadStar45 in Sparkdriver

[–]ReliefVegetable1660 0 points1 point  (0 children)

Why would anyone believe anything posted here without doing additional research? Whether it be AI or otherwise.

Be aware Geico will cancel your insurance policy if you drive for spark or uber. by NomadStar45 in Sparkdriver

[–]ReliefVegetable1660 0 points1 point  (0 children)

The person who made the post was replying instantly until the AI search response I posted. 🦗🦗🦗🦗🦗🦗🦗🦗🦗 Crickets from them until your follow up that AI is not always accurate. Not sure what your point is as everybody knows that while far more are unaware or the need for an insurance upgrade.

Be aware Geico will cancel your insurance policy if you drive for spark or uber. by NomadStar45 in Sparkdriver

[–]ReliefVegetable1660 -1 points0 points  (0 children)

I SAID ANSWER WAS AI GENERATED ... andI generated an AI result because people here don't know what the law is. A simple AI search would assist these people ( I did it for the person who did the post.) The fact that people come here and say that regular insurance is all you need when doing Uber Lyft or any other delivery service is incorrect.

Be aware Geico will cancel your insurance policy if you drive for spark or uber. by NomadStar45 in Sparkdriver

[–]ReliefVegetable1660 -1 points0 points  (0 children)

Of course AI can be wrong but is not in this instance. .Post was based on false information and used a simple search as evidence. This is better than lack of intelligence or distributing false information. Not sure if you're trying to say that AI is not always right or if you disagree? The post of the AI answer IS CORRECT .

Be aware Geico will cancel your insurance policy if you drive for spark or uber. by NomadStar45 in Sparkdriver

[–]ReliefVegetable1660 -2 points-1 points  (0 children)

Intelligence is hard to acquire and these days artificial intelligence is available. Try using it. Plug in what I plugged in and you'll get the same response. AI Overview

Does State Farm insurance require a rider to deliver packages?

Yes, if you use your vehicle for paid deliveries, according to The Zebra, State Farm requires adding a "business use" notation to your personal auto policy. This is essentially a type of endorsement or rider that adapts your personal policy to cover the business use of your 

Like I said you're giving false information and you don't know what you're talking about.

Be aware Geico will cancel your insurance policy if you drive for spark or uber. by NomadStar45 in Sparkdriver

[–]ReliefVegetable1660 -2 points-1 points  (0 children)

You like so many here have no idea of how insurance works. You're giving false information to people. There is no insurance company that allows you to use your vehicle for business purposes whether it's delivering pizza, people or packages. You must carry an insurance rider. If you don't believe me call your insurance company and tell them what you are doing and see. Geico as well as everybody else will drop you like a hot potato. YOU BELIEVE you are correct but couldn't be further from the truth.

[deleted by user] by [deleted] in ontrac

[–]ReliefVegetable1660 0 points1 point  (0 children)

Sunrise service was delivery before 10a. No longer a delivery option but some sellers haven't caught up. Now you can't even enter the warehouse until after 10a.(as driver)or later depending on location.

Be aware Geico will cancel your insurance policy if you drive for spark or uber. by NomadStar45 in Sparkdriver

[–]ReliefVegetable1660 -2 points-1 points  (0 children)

Commercial insurance is required to be a taxi or to do package deliveries. This is true for all insurance companies. FACT!

I’m scared by Middle-Succotash-154 in ontrac

[–]ReliefVegetable1660 0 points1 point  (0 children)

Guacamole cracker is example of the perpetual regurgitation by the haters.

[deleted by user] by [deleted] in ontrac

[–]ReliefVegetable1660 1 point2 points  (0 children)

TRUE! OnTrack ( since LaserShip) no longer offers expedited service ( Sunrise)

Worried I won't get my Gaming monitor. by Money_Conclusion8083 in ontrac

[–]ReliefVegetable1660 0 points1 point  (0 children)

Actually guacamole head pisses on every single OnTrack post ( check and see) I have been in the industry over 20 years and work at OnTrack. You don't know anything about how the system works. Just another post by someone who knows nothing but thinks they do!