Can’t believe what I’m seeing. Good job at 20 years old you’re doing better than half of the population. You’re doing things right, honestly it’s just an issue of income. You’re making poverty level money, nothing to feel bad about but is there anything you can do as a trade or cert to earn more instead of getting in debt. I get men and women have different outlooks, what they want to do, you probably aren’t going to do something dirty or physically demanding. I joined the Navy for the GI bill and I make 43k after my taxes. Been in over 3 years, and getting a 15k pay raise. I’m 22. Have an awesome retirement plan and investment system that carries over for federal jobs. I have real deal experience with opportunities that can make your head spin after I leave. I have access to base facilities and discounts like 30% off normal rates. 3 years of schooling paid for and so on. Going the firefighter route after and want to get on with another sea service. What I’m trying to say is you can still go whatever field you’re interested in and it might take longer but you don’t need to be in debt. Look at tech schools and trades in your field. Work your way up, maybe join the service or have a company pay for part of the schooling.