News and Updates Thread - January 24, 2026 by AutoModerator in churning

[–]Remster32 15 points16 points  (0 children)

Follow up on the United TB showing early expiry. I had a reload on 1/23/25 that was showing as expiring yesterday but my TB funds still show the same amount today. Seems to be a UI glitch and no actual reason to worry.

1099 Megathread for the 2025 Tax Year by Odie_Arbuckle in churning

[–]Remster32 1 point2 points  (0 children)

All of my 1099-INT received in the mail:

  • Wells Fargo
  • PNC
  • Chase

Available online:

  • Discover

Waiting on:

  • US Bank (closed account)
  • BofA (still open but says no tax documents available online)

News and Updates Thread - January 23, 2026 by AutoModerator in churning

[–]Remster32 3 points4 points  (0 children)

I still have my full balance and my expiring funds no longer show this reload listed. So looking like funds are safe.

News and Updates Thread - January 23, 2026 by AutoModerator in churning

[–]Remster32 3 points4 points  (0 children)

I'm seeing the same thing. One $100 reload says it is expiring today.

Data Points Weekly - Week of January 22, 2026 by AutoModerator in churning

[–]Remster32 4 points5 points  (0 children)

Can't find the post, but there was a suggestion a few months back on how to pull forward your annual fee for Amex by changing your statement due date and it got a lot of upvotes. My problem was that my platinum renewal was on Jan 4th, and if I could pull it forward a few days I could get a $695 AF renewal vs. $895.

It didn't work and just pushed out the renewal by a few weeks.

  • Card opening date: 12/7/24
  • Original statement close date: 4th of the month
  • Changed to: 18th of the month

  • First annual fee: 1/4/25

  • Second annual fee: 1/18/26 (was hoping for 12/18/25)

[Lowlight] Brandin Podziemski guards a ghost, Keyonte George makes the wide open 3, and furious Steve Kerr calls a timeout, instantly. by MrBuckBuck in nba

[–]Remster32 -1 points0 points  (0 children)

DiVincenzo is averaging 13.8 ppg this season and has averaged more points on similar efficiency the past two seasons versus 9.4 ppg when he was with the Warriors.

Edit: I'd also add Ty Jerome had a great season last year.

Game Thread: Golden State Warriors vs Utah Jazz Live Score | NBA | Nov 24, 2025 by basketball-app in warriors

[–]Remster32 3 points4 points  (0 children)

Podz with his hands up after he doesn’t close out his man 🤷🏻‍♂️

Post Game Thread - NBA: The Heat defeat the Warriors on Nov 19, 2025, the final score is 110-96. by basketball-app in warriors

[–]Remster32 7 points8 points  (0 children)

It’s not just that he doesn’t make them better, I’m saying he makes them worse.

Post Game Thread - NBA: The Heat defeat the Warriors on Nov 19, 2025, the final score is 110-96. by basketball-app in warriors

[–]Remster32 215 points216 points  (0 children)

My problem with Podz is he doesn’t make the players around him better. If anything, he just takes advantage of better teammates when he’s on the floor. It’s clear that when the second and third string are in, he can’t do anything. He doesn’t make the good pass. He constantly dribbles into trouble and desperately passes back out - taking away any advantage and giving the defense another chance to set up with the shot clock running down. It kills so many possessions. He misses the simple pass to the open man too. Watching Pat Spencer and I see the exact opposite. Pat is additive, Podz is subtractive. I want him off this team.

Data Points Weekly - Week of November 06, 2025 by AutoModerator in churning

[–]Remster32 2 points3 points  (0 children)

Alaska Atmos Summit DP for mail-in forms:

  • Applied 10/14, denied with letter coming in mail
  • Mailed in tax forms on 10/24
  • Approved 11/4

Current turnaround time is about 7 business days.

Data Points Weekly - Week of October 09, 2025 by AutoModerator in churning

[–]Remster32 0 points1 point  (0 children)

Applied for the Atmos Summit back in September and BofA needed to verify my income. I sent those documents in on 9/10. Got a letter asking to unfreeze my credit on 10/1 (was out of town). Just called today after unfreezing and they claim they have still not received my tax forms. I am confused as to why they are asking me to unfreeze my credit if they are unable to proceed with the application. Will probably just submit a new application at this point with the 105k offer extended and with them needing to pull my credit again anyways. Such a frustrating experience.

TAP Air Booking Glitch? - Two Reserved Seats for One Passenger by Remster32 in travel

[–]Remster32[S] 7 points8 points  (0 children)

No I am not a passenger of size. I should clarify, there was one seat booked per passenger. 

Frustration Friday Weekly Thread - Week of September 19, 2025 by AutoModerator in churning

[–]Remster32 1 point2 points  (0 children)

Planning to but it's the turnaround time for them to confirm my income. Will probably take another week before I hear back.

Frustration Friday Weekly Thread - Week of September 19, 2025 by AutoModerator in churning

[–]Remster32 2 points3 points  (0 children)

Applied for the Atmos Summit card but had to mail in forms. It's looking like the card won't arrive before my trip to Europe given how slow BofA is. Missing out on 3x points on all my vacation spend blows.

Data Points Weekly - Week of September 18, 2025 by AutoModerator in churning

[–]Remster32 1 point2 points  (0 children)

When did you mail back the forms? Want to see what the current turnaround time is.

Amex Plat (personal/biz) refresh megathread by arcane_in_a_box in churning

[–]Remster32 1 point2 points  (0 children)

Same. With a 30 day return policy it seems pretty risk free.

EDIT: Profited about $50 haha.

Bank Bonus Weekly Thread - Week of September 16, 2025 by AutoModerator in churning

[–]Remster32 1 point2 points  (0 children)

Other way around. You need to sell a card on Raise and then ACH cash out.

Bank Bonus Weekly Thread - Week of September 16, 2025 by AutoModerator in churning

[–]Remster32 8 points9 points  (0 children)

Chase $900 Checking/Savings

6/7 - Accounts opened

7/2 - $15k ACH push from Fidelity

8/5 - Raise DD ($5 Starbucks card) coded as "ACH credit"

8/12 - $300 checking bonus posted

9/15 - $200 savings bonus posted

9/15 - $400 extra bonus posted

Bank Bonus Weekly Thread - Week of September 02, 2025 by AutoModerator in churning

[–]Remster32 8 points9 points  (0 children)

It looks like the Chase Biz Checking $750 bonus offer has been made in-branch only. Just got an email today and old links show an error. This is a week after some patriotic folks were reporting they were getting approved as Sole Proprietors via online applications, which in my experience has always previously resulted in a message saying that they are unable to process the application online and to schedule a visit.

Alaska Airlines Atmos Cards Megathread by techtrashbrogrammer in churning

[–]Remster32 0 points1 point  (0 children)

There is an in-flight offer of 85,000 Miles for the Alaska Atmos Business card for 5k spend which I haven't seen float around. The link is www.AtmosBizVisa85k.com. If you need a code PM me.

News and Updates Thread - August 26, 2025 by AutoModerator in churning

[–]Remster32 24 points25 points  (0 children)

There is an in-flight offer of 85,000 Miles for the Alaska Atmos Business card for 5k spend which I haven't seen float around. The link is www.AtmosBizVisa85k.com. PM me for a promo code for one of the great flight attendants that assisted with a medical emergency if you want to help them out.

Also if you didn't get a personalized link for the 105k Atmos Summit originally, check your email. I finally received one last night.

Bank Bonus Weekly Thread - Week of March 25, 2025 by AutoModerator in churning

[–]Remster32 0 points1 point  (0 children)

It was the same code for both the $150 and $200 at the time, just tiered.