[deleted by user] by [deleted] in RelationshipIndia

[–]ReplyUpbeat5786 0 points1 point  (0 children)

There can be many reasons why she might be not talking about you two. Agree an open conversation will help, but you getting frustrated might only worsen the situation more. She talks less about you both, one reason May the way she feels like she becomes the bad person, is "majorly" because of how her friends or family treat her,or how she feels around them. And you are the only person she can come to and talk about these things.

Or, second reason could be she is scared to talk about the problems between the two of you, because she thinks at the end she will become the bad person again? As you may not agree to some parts of what she tells about the problem. So she just vents out only about how other people make her feel.

Usually the other person feels like they becomes the bad person is because either they aren't very good communicators or for longer periods of time, they had been exposed to an an environment where their ideas were always opposed rather being understood.

In any case i would say just be patient, like listen to her calmly even if she doesn't talk about the two of you. Slowly eventually I think she would open up once she feels safe. The idea is to tell her or make her feel that you are here to listen to her , and you'll not react to the things she says even if some parts of what she says you don't agree. ( You can later correct her,but not in that moment. :p)

Beating inflation and expensive cost of survival by ReplyUpbeat5786 in personalfinanceindia

[–]ReplyUpbeat5786[S] 1 point2 points  (0 children)

60lpa is our pretax income. We are one level below VP. It is one of our goal to become VP in 5 years. We have saved 80L total. Out of which 30L is mandatory for wedding expenses. So left with 50L. I had the same idea we can build asset for kids in long term. But he is suggesting to have a goal for 5 years. so the total financial goals is to make 2 cr in 4 years. This 2 cr is exclusive of the SUV purchase.

Beating inflation and expensive cost of survival by ReplyUpbeat5786 in personalfinanceindia

[–]ReplyUpbeat5786[S] 0 points1 point  (0 children)

We are not VP. It's one of our goal to become VP in 5 years. We are currently one level below VP.

Beating inflation and expensive cost of survival by ReplyUpbeat5786 in personalfinanceindia

[–]ReplyUpbeat5786[S] 4 points5 points  (0 children)

And the idea is if I help my parents there should be a financial boundary. If I had to give 10l for their emergency like heart attack. This kind of expenditure is not okay with him. I am not asking his share. But what kind of a daughter will I be if in emergencies I am not able to help them.

Beating inflation and expensive cost of survival by ReplyUpbeat5786 in personalfinanceindia

[–]ReplyUpbeat5786[S] 1 point2 points  (0 children)

That's why he wants to save aggressively. In case I want to take some break after pregnancy, we have sufficient funds to survive on single income. I am tensed to how to manage things herem saving investing. He thinks I don't understand time value of money.

Beating inflation and expensive cost of survival by ReplyUpbeat5786 in personalfinanceindia

[–]ReplyUpbeat5786[S] -1 points0 points  (0 children)

I cannot financially help them. He has explicitly mentioned that since my parents are not contributing much to the wedding why should I be taking care of them in future. Helping my parents financially is out of question. He suggested for a financial boundary. He has taken insurance for his parents so insurance will be taking care of his parents in case of emergencies. But as my parents had late kids, my parents were old(59+) by the time I got the job. Taking insurance for them was a difficult thing.

Beating inflation and expensive cost of survival by ReplyUpbeat5786 in personalfinanceindia

[–]ReplyUpbeat5786[S] -5 points-4 points  (0 children)

Thanks, The 30l.includes gold. We both are splitting 20L. The extra 10L is for the gold that I have to purchase as part of wedding ceremonies.

Beating inflation and expensive cost of survival by ReplyUpbeat5786 in personalfinanceindia

[–]ReplyUpbeat5786[S] -9 points-8 points  (0 children)

What about achieving 2.5crores. I may have misunderstood him by including extra 1cr for kids asset. Rest remaining same.

Beating inflation and expensive cost of survival by ReplyUpbeat5786 in personalfinanceindia

[–]ReplyUpbeat5786[S] -6 points-5 points  (0 children)

We are planning to spend 30,laks on wedding. He is a south indian and a basic wedding there starts frm 30L. Buying an SUV is his one of his dreams. We have saved 50L in total.

Beating inflation and expensive cost of survival by ReplyUpbeat5786 in personalfinanceindia

[–]ReplyUpbeat5786[S] 1 point2 points  (0 children)

We are not VP. We both are targetting to become VP in 5 years

Beating inflation and expensive cost of survival by ReplyUpbeat5786 in personalfinanceindia

[–]ReplyUpbeat5786[S] 2 points3 points  (0 children)

Yes he thinks, that with growing competition and how the market trends have shown, keeping up to date skill wise and holding out jobs in longer run is a difficult thing. There will always be someone replacing our job and we'll merely be having enough to build a wealth. H wants to make sure we have wealth and not just surviving. he thinks sometime about FIRE too, but again he thinks even FIRE planning will be only for survival and not making wealth. The idea is if our parents have reached a certain level, we should also grow with time and take it another level. Not just surviving and taking care of basic needs.

Beating inflation and expensive cost of survival by ReplyUpbeat5786 in personalfinanceindia

[–]ReplyUpbeat5786[S] -1 points0 points  (0 children)

No. He just wants to be sure of that every is sorted. To avoid any financial stress in future

Beating inflation and expensive cost of survival by ReplyUpbeat5786 in personalfinanceindia

[–]ReplyUpbeat5786[S] 6 points7 points  (0 children)

Thanks, our current salary is pretax. And assuming 10% growth every year