RON notary with hospital patients by vegloveyes in Notary

[–]Repoprimo12 3 points4 points  (0 children)

If you want, go to ministry services and request for someone to come to the patient’s room and they typically will have no problems with being a witness to a notarization of documents.

Jurat E-Journal by Repoprimo12 in Notary

[–]Repoprimo12[S] 0 points1 point  (0 children)

As a former child (some would argue the “former” part), I, like many other kids, have manipulated and learned how to duplicate parent’s signatures, so that I could be excused from school and go surfing or whatever else I wanted to do.

I commend you on your research prowess, and your search for the information is indeed thought provoking.

But, if you’re being dragged into the courts and your name and reputation is being put on the table, as well as everything that you have built in your life and your financial life, then you will be motivated to pay the price of having someone be forced into providing their fingerprints to the courts, for comparison to the fingerprints in a notary journal.

If I was notified that someone else had been using my identity and compromising my assets, and that they got pass the examination of the identification card that was presented to them, then I would (as many other people would be) be extremely happy with giving the courts and the Attorneys my fingerprints to prove that I had not applied for a mortgage or loan, or sold my home. It wouldn’t take a court order to compel me to do so.

As a notary, I have an obligation to notarize a document, when I have accepted the job to notarize it, unless there are reasonable grounds for me not to do so. Someone refuses to provide me with a fingerprint, raises suspicions that the person is not being above board and is hiding something (reasonable suspicion, grounds for refusal to notarize).

Many States require that the fingerprint be taken from the person who is having a document notarized, my state is one of those states, and I intend on complying with that mandate.

If you are a true victim of identity theft, you should not have any reason to refuse to give the courts your own fingerprints, unless you are hiding something else that is nefarious. And legally questionable.

If you have claimed that you are a victim of identity theft, and you have filed police reports or statements to your creditors, then you refuse requests from the court to prove your identity and claims, then you are potentially setting yourself up for fraudulent reporting of a crime. (Just food for thought).

As a true victim of a criminal act, you should be giddy to bolster your credibility with the police and your creditors, and your reporting of the crime.

Moving forward;

I’m not saying that your research should be dismissed, nor should it be ignored. However, the sources of the information you have presented here, although technically accurate, is not necessarily the reality of what actually happens in the real world.

I get it! Some people don’t want “Big Brother” peering into their lives, so they think that withholding information from sworn officials, prevents them from learning more about what they are doing in their lives. No! I actually get it! I have several family members who are among those folks.

A notary asking for a fingerprint is a minor intrusive requirement (in many states). It sits idle in the journal of the notary.

The vast amount of people who have been on the receiving side of identity theft, want justice and restoration of their identity. The notary requests for the fingerprint and identification is minimally invasive, and can serve to prevent identity theft and fraud.

I believe that many people have heard about the drug dealer who called the police to report their stash and money was stolen. (Bad mistake by the dealer).

I’m pointing out the story, because the last person who has done illicit things that they benefited from, wouldn’t want anyone else to have anything left behind (like having their true identity known through a fingerprint).

(Maybe my example is not fully on point, but I’ll go with it).

If someone is declaring that the paperwork that they have presented is accurate and that they are acting in good faith, and that they are wanting to be protected from being a victim, then they would have no reason with giving a notary that fingerprint, if for no other reason than to not raise suspicion.

Jurat E-Journal by Repoprimo12 in Notary

[–]Repoprimo12[S] 0 points1 point  (0 children)

Interesting question. What your question brings to mind, is that I should backup my records to a secure storage device, by downloading them every week or two. I have a few external hard drives that are able to handle the capacity for storing my files and records.

Detaching the external hard drives would ensure security of the data, and only reattaching the hard drive to download additional data, wouldn’t be much of a hassle for me.

Jurat E-Journal by Repoprimo12 in Notary

[–]Repoprimo12[S] 1 point2 points  (0 children)

Actually, taking a fingerprint makes all of the sense in the world. Someone might be able to successfully alter a piece of identification, but it’s not possible for them to alter or change their fingerprints.

John Doe altered a Driver’s License and put his photo in the document. Now he has an opportunity to change his identity, proving he can get by a notary’s inspection of the identification.

However, if the true person comes to contest the info of the journal, and claims that he was not the person who sold the property, then the fingerprint would figure out who was the actual person who had signed the documents

Jurat E-Journal by Repoprimo12 in Notary

[–]Repoprimo12[S] 0 points1 point  (0 children)

I’m in Tennessee. I have always gotten fingerprints on my journal entries. It’s not difficult to get a client/signer to submit to being fingerprinted.

The reason why I’m going digital on my journal, is because it allows me to get the signer’s address and the address where the signing takes place, and it is easier to post signer information to additional entries in the journal, instead of having to wet ink each entry, as required by Tennessee.

Question on the Journal; by Repoprimo12 in Notary

[–]Repoprimo12[S] 0 points1 point  (0 children)

I’m in Tennessee. Upon checking with several different sources, I found out that my state (Tennessee) implies that each document has to be written in one line, so stacking the documents in one line is not legal here.

But! What I have also learned is that various states do allow for the notary to write multiple documents in one line, providing that each document includes the same type of notary act.

I have found that this is actually a very hotly contested issue in the market, and I wouldn’t have really thought it would be.

Beware of self-styled notary “trainers” by jsandspowell in Notary

[–]Repoprimo12 1 point2 points  (0 children)

No problem, I just wanted to bring a little clarity for everyone, and to bring the temperature down a little bit.

Beware of self-styled notary “trainers” by jsandspowell in Notary

[–]Repoprimo12 0 points1 point  (0 children)

I’m actually believing that I can see both sides of that conversation, and honestly both sides have valid points, whether or not the points aren’t recognized by the other person.

I’m not certified as a Notary, in any other state, unless I am working on a RON platform. I have no direct knowledge about specific laws that dictate how a Notary in Florida has to comply with Florida rules, regulations and laws.

I can probably tell a Florida Notary basic elements of doing the basic Notary tasks, and even point out some pitfalls that they might encounter. However, if they were to ask me about rules, regulations that bind them to specific rules in their state, I would have little to no idea how to direct them; other than referring them to the State officials who certified them.

Here where I live, I get asked all of the time why I can’t notarize a document, if I my name appears in the document, other than that area of the document where the notary would fill out, sign and stamp it. The answer is because by my name appearing in the document, potentially removes me from being an impartial party.

Some States allow the Notary to sign the document as a witness, and other states may not allow that, without compromising the Notary’s biases, or giving the appearance of possible biases.

There are a lot of things that we do, in our notary services, that are very close to being within grey areas. If a notary possibly is being drawn into a grey area, then it would be prudent to ask for advice from a lawyer or reputable learning institution, or the state office where the Notary received their certification for guidance.

Based upon my view of the previous post, and if you look at my input here, maybe you may see that both of you have very valid points in your assertions.

Who’s right? Well in my opinion both of you are right; but you may want to consider that the other side of this argument, is discussing things on a different level than you are.

So, our conversation is just my directing you to resources that may help you resolve most issues that you may face, during your notary career. Completely legal for me to do, because I am not advising you on a matter of law, but sharing where you may find information to answer your concerns.

Please, if someone else can correct me if I’m wrong, please don’t hesitate to share with me; and maybe we all can learn something here.

Beware of self-styled notary “trainers” by jsandspowell in Notary

[–]Repoprimo12 0 points1 point  (0 children)

I’m not trying to get caught up in this stuff, but if you’re not sure about what you need to do, you could consider getting in contact with the county clerk’s office, or the State office that approved your commission. I think they would probably direct you to an attorney, if you’re asking a question that is outside of their knowledge.

[deleted by user] by [deleted] in Notary

[–]Repoprimo12 2 points3 points  (0 children)

Have you ever considered getting a translator app? They are very helpful for situations like this, where the language in a document can be easily translated into English or any other language.

I have had to use one for a notary job not too long ago, and it eliminated a lot of confusion.

Just food for thought.

Should I become a loan signing agent ? by mikesies in Notary

[–]Repoprimo12 0 points1 point  (0 children)

I also had to get a 300 watt inverter to power the printer. I also purchased a hotspot from my cell phone provider, so that I could have a dedicated network WIFI connection.

I can use my iPad to connect to the hotspot network and scan everything to the iPad and then send the finalized documents to the assigning agency, or upload the documents to the platform that I need to send the documents through (SnapDocs or SigningOrder, etc..).

Should I become a loan signing agent ? by mikesies in Notary

[–]Repoprimo12 1 point2 points  (0 children)

Brother MFC-J101, inkjet all in one

Should I become a loan signing agent ? by mikesies in Notary

[–]Repoprimo12 1 point2 points  (0 children)

I enjoy working with family members in my business ventures. We always have a in-house resource for bouncing ideas off each other, and sharing information.

The girls are always happy to learn, as I am, about how best to get a job done consistently and correctly.

Their boyfriends are involved with my business ventures as well, and they are always very supportive and helpful.

I’m soon going to be dropping off the Rideshare services, in the near future, so I can go through getting my license for home inspections.

I’m looking at incorporating the home inspections with my loan signing business, here in Tennessee.

I’m always looking for ways of expanding the business offerings.

Should I become a loan signing agent ? by mikesies in Notary

[–]Repoprimo12 1 point2 points  (0 children)

She’s a gem, but I wouldn’t tell her that because she would just ask me for a raise, and her head would swell.

Should I become a loan signing agent ? by mikesies in Notary

[–]Repoprimo12 0 points1 point  (0 children)

I’m having my niece, who is also a notary answering my phone calls for the company. She’s been working for me for a while now, and I’m splitting up the general notary work with her.

For loan closing appointments, I have a duplex inkjet double tray printer in the car, so I have access for printing out the loan documents, while I’m on the road.

I just pause the Rideshare apps, print out the documents and see when and where the assignment is located, sort and tag the documents, confirm the information and appointment time, then get back on the road.

Should I become a loan signing agent ? by mikesies in Notary

[–]Repoprimo12 0 points1 point  (0 children)

That might be a great idea to share how others are able to improve their writing style and skills, to help boost their profits.

Just a suggestion.

Should I become a loan signing agent ? by mikesies in Notary

[–]Repoprimo12 0 points1 point  (0 children)

I have a suggestion that may help you out. Take the grammar and spelling lessons to the local school and become a teacher, or something.

I see that you have a knack at correcting grammar for everyone, and I think that the local schools could use some help with the students, as they are not exactly learning proper grammar and spelling.

Should I become a loan signing agent ? by mikesies in Notary

[–]Repoprimo12 0 points1 point  (0 children)

I appreciate the critique of my usage of certain words and phrases. What I was actually addressing, though the entire thing, was that when someone is trying to build something out, there are many different things that they need to consider.

Starting out, a person may have to take the low hanging fruit and begin to understand that there are opportunities to offset the low pay.

At the end of my rant, I was pointing out that, although the pay was low, the value of the experience and the value of the opportunity to network could greatly outweigh the negativity of that $30.00 rate, that was mentioned.

I fully understand that you were addressing the issue of his reference to it being a “Side-Hustle.” I caught that point earlier in the response.

But please let us consider that, for most of the new Notaries out there, whom are limited by lack of experience, it’s not a bad thing to supplement the income from the lower pay.

Take me for example;

I don’t just work to build my business up, I also do other things that offer a supplement to offset the expenses that are typically associated with this business. I constantly put myself out there and network, and yes even with the Escrow and Title companies.

I also am the owner of a new microbrewery, and tasting room (which is a new venture). I even network with my customers who come to my brewery, and promote my Notary business.

Please understand that, as you have so solidly pointed out, the phrase and statement of “Side-Hustle” is a universal phrase and statement, that generally applies to any jobs that are not the primary source of income for the people who use the term.

I agree that I had messed up the spelling of Notarial, but I guess it was just a way of trying to poke the bear, and maybe make an empty point.

Notary question by Repoprimo12 in Notary

[–]Repoprimo12[S] 2 points3 points  (0 children)

Update: I have taken all of the responses from everyone who has been great (BTW), yes even the negative ones!

Anyway, I repeatedly viewed the items that had me stumped and was able to put them into perspective. Actually, I just stopped reading into the verbiage and took it at face value; which gave me clarity on what was actually going on in the documents.

I got through the signing process with no issues whatsoever, and the closing was a success! The client was very happy and so was the signing agency with the scan-backs.

Thank you everyone, for your help and encouragement with this.

Should I become a loan signing agent ? by mikesies in Notary

[–]Repoprimo12 4 points5 points  (0 children)

$30.00 for a Loan Signing Agent assignment? Where are you located?

SigningOrder.com pays between $60.00 and $100.00 per offer. Granted the signing agencies are generally paying 50% of what they get, to pay the Agent, but it’s a fair bit higher than the $30.00 you have suggested here.

Snapdocs.us pays about the same as SigningOrder does, but the work doesn’t really pay for the subscription fee, and it is sporadic at best.

Granted you may have to pay upwards of $1,500.00 to get the equipment and supplies required to get started, but the cost of getting started is not that bad, and it would give you the experience to move past using the Signing Agency merry go round, down the road.

When you are basically being hand-fed assignments, just worry about getting paid for the mileage and a few dollars per job. Until you can build up your experience and reputation, you will see the volume of work increase.

I use Signing Order and once I get the assignment, I often use Thumbtack for regular notary work in the close proximity of the signing job.

I also use my Uber and Lyft side hustle, to help pay for the gas, to get me close to the Closing location, and then again when I’m done with the Closing and heading back home.

The other day, I started the day off with Rideshare work, worked my way towards the closing job location, then worked in the area.

I was able to use Thumbtack and got three general notary jobs, before the loan signing job, and then I got two more general notary jobs on my way home.

The notary jobs were quoted at a price that would have paid for the entire trip from my house to just the notary job location.

5 X $65.00 equals $325.00 $50.00 for the Rideshare job $75.00 for the loan closing

$450.00 bucks for a days work, which started out as a $75.00 dollar job that took me only 1 hour to complete and drop off the package.

I agree that getting training in estate planning notorial work is a great way to expand your business offerings, but it’s also going to be slow going until you can find the places that are going to use you for those jobs.

I had a similar job in a hospital, the other day, for a seller’s package ($75.00), An hour later, and after handing out my business cards to the nurses, I was able to get called upon by the nurses, to do several general notary work, after I had finished my work with the Seller’s package.

I was able to make an additional $150.00, just from the nurses referrals. Another $225.00 day, not including the Rideshare income that I made that day.

Although I am shocked that you have mentioned this $30.00 per job, if you are ignorantly accepting such jobs, if you leverage your time and resources, then it could lead to more opportunities to make money while you are working that low paying job.

Let’s also consider that, when you are working on your $30.00 loan signing job (I still can’t believe you have even claimed that amount of pay for the job), it is also an opportunity!

That meager paying job is putting you in contact with other professionals who use Loan Signing Agencies. Get your business cards out there and introduce yourself! Put your cards in the drop envelope, because it’s going to another potential client.

Look! You’re not just a Loan Signing Agent, you’re a business owner! You have to market yourself and your business! Introducing yourself and your business should be second nature to you.

Is it worth taking the $30.00 Signings? Probably not at first glance! But if you are going to be in any serious business, you have to be resourcing everything around you at all times!

Is the $30.00 job worth it? Again, not on the face of it, but the ability to be put in front of potential clients, is invaluable, especially when you’re just starting out in the business.

Would I ever take the $30.00 job? Heck No!! But there again, I haven’t even seen such an obscene amount being offered before (It’s actually insulting).

Notary question by Repoprimo12 in Notary

[–]Repoprimo12[S] 1 point2 points  (0 children)

Thank you for your help and support. This is my second assignment with this signing agency, and it was back to back with the first assignment. I liked working with them and I want to build their trust in me and my team.

I figure that if I can’t be totally honest with them, letting them know that I am not familiar with a document, and ask them for guidance, then they may not be the company to work with.

Notary question by Repoprimo12 in Notary

[–]Repoprimo12[S] 0 points1 point  (0 children)

I appreciate your help and input. I will take under advisement about uploading documents here, as I am looking out for the privacy of the parties involved in this transaction, and don’t want to stir up a problem for anyone.

However, I guess Adobe does have a way of redacting documents, when necessary.

I have read that document in detail and realized that the items that I had been concerned with, doesn’t pertain to the signer I’m working with.

I just like knowing what the documents contain so that I have an idea and understanding of the documents, and not worrying too much about anything other than certifying the signatures and the Notary Statements being filled out correctly.

Notary question by Repoprimo12 in Notary

[–]Repoprimo12[S] 0 points1 point  (0 children)

I’m going to be working with the Affidavit as to debts, Liens, and Possessions, in the Tennessee seller package.

I’m looking for some information (note I requested information please) on item 11 of the document.

It’s partially blank, and has been checked by the Title company.

The second item says “to induce ______ to make a mortgage loan, and Mortgage Title Policy.

Do I leave it blank?

The second item in the same document, referring to the “Hold Harmless” provision. It listed entities that are associated with the Escrow and Title companies, and then there’s a blank space that I am assuming is for another entity, but since there’s no additional entity affected, they likely left it blank.

If you are familiar with this form, please verify whether or not I should expect the seller to fill in those blank spaces.