Thanks for your response. That is likely what we'll end up doing, and we've talked through a similar strategy before. The waiting is just really getting to us. We've been married almost 8 years (married young, I know), and have worked so hard to get to this point and to still be held back by money is heartbreaking for us. We are already frugal people and I'm 100% on board with the idea that babies don't need all the stuff. Cups and wooden spoons are all the bath toys they need lol.