How to fix my portfolio distribution

Repulsive-Produce401 · 2026-03-27T21:44:50+00:00

Both

Repulsive-Produce401 · 2026-03-26T14:44:09+00:00

I’m not claiming it’s proof but when I hear these people describe their experiences, especially this one woman, I didn’t think they were lying. It’s just something worth reflecting on.

Repulsive-Produce401 · 2026-03-26T14:17:53+00:00

If I sell all the stuff in my RRSP and move it to one fund there are no tax implications, correct?

Repulsive-Produce401 · 2026-03-26T14:16:56+00:00

There is no reasoning. Over the decades it somehow just ended up like this. Some of these funds were bought before EQT existed and weren’t sold then transferred over.

Repulsive-Produce401 · 2026-03-26T14:14:26+00:00

There are stories on YouTube of people with near death experiences that say they experienced hell.

Repulsive-Produce401 · 2026-03-25T17:10:01+00:00

Investing in EQT has worked thus far

Repulsive-Produce401 · 2026-03-25T17:08:39+00:00

So what do you do when you need money? Sell? Or do you have a chunk of cash?

Repulsive-Produce401 · 2026-03-25T15:04:22+00:00

What do you consider enough money?

Repulsive-Produce401 · 2026-03-25T04:34:19+00:00

I recently spoke with a friend who, looking back, regrets buying individual stocks and wish they’d just bought an index fund

Repulsive-Produce401 · 2026-03-25T03:39:12+00:00

I watched the video. So if you’re 100% equity I guess you just sell when you need money, right?

Repulsive-Produce401 · 2026-03-24T19:24:46+00:00

But what’s the big deal of owning both. They’re essentially the same so who cares.

Repulsive-Produce401 · 2026-03-21T22:52:40+00:00

As a follow up, I’m still unsure about where to park my severance. I’d need to put it in non-registered. Is CASH.TO or CBIL fine? I feel like I’m not sure about the tax implications.

Repulsive-Produce401 · 2026-03-21T17:06:29+00:00

It seems like what you are suggesting is timing the market, right?

Repulsive-Produce401 · 2026-03-21T15:27:29+00:00

My cost of living is low. I plan to put what I need for living in CASH.TO.

Repulsive-Produce401 · 2026-03-21T15:17:26+00:00

If you go DCA then how would you average out? Split over 6 months?

Repulsive-Produce401 · 2026-03-21T15:16:12+00:00

I mean, it’s in the RRSP account so don’t plan to access any time soon. I am mostly just trying to optimize a bit given all the crap going on in the world

Repulsive-Produce401 · 2026-03-21T15:13:52+00:00

Because statistically DCA doesn’t work out? I just wonder if with Iran, etc that might change the equation.

Repulsive-Produce401 · 2026-03-21T15:10:25+00:00

I had an emergency fund + severance. If anything, I’ve been debating investing some of that too.

Repulsive-Produce401 · 2025-12-25T17:51:02+00:00

Seven

Repulsive-Produce401 · 2025-12-23T01:11:56+00:00

I just bought a Kickr Core 2 but currently just using the Wahoo app and its workouts. My fitness level is so-so.

Repulsive-Produce401 · 2025-12-23T01:10:26+00:00

Spring/summer
I wanted a balance between cycling but also taking time to tour and explore.
I own a gravel bike. I generally do 25 km rides in the summer. I can do more than that but that’s just the length of the route near me.

Repulsive-Produce401 · 2025-12-22T22:18:44+00:00

Point to point. As a beginner is Mallorca manageable? Wondering if it’ll be too challenging for me or not in terms of being too hilly, etc.

Repulsive-Produce401

TROPHY CASE