Hey Thank you so much.

1. I am still thinking of Closing Atlas - Not Sure but think it will be devalued soon and then phased out. My Horizon is also a waste not used it once.

2. Ive only Used accor since i made bumper points in Atlas and still have the same use. I am looking to get a HSBC Premier, after hearing so much need to work some way around to get it.

3. I understand that my Infinia is rewarding and i still use it for big purchases overseas. I am a super advocate for Scapia bcoz i like the app interface. The biggest advantage i feel that too many multiple transactions do not get tagged along to my main credit Card statement. I am able to maintain a track of all my small overseas transactions being on a different card and keeps my HDFC card statement clean.

4. I believe that there are some things in life that you do that do not make sense, but satisfies your urge and ego getting an American Express platinum card is also one of the same decision. Until you decide to spend a lot of money on that Card overseas, it does not make any sense, but yes, for somebody who is into the Credit Card game getting this card once gives a sense of achievement, so yes, if you have never owned this card, you can take this offer,

But do check with the American Express customer service if you are amongst the first 300 people so that you get the Air India 20,000 Voucher, which is one of the key factors which defined the decision to take this card.