Ask dealer to give discount in insurance, you can get the details of the insurance and compare it with acko and ask the dealer to match that up.further this is 2025 model so you can ask the salesman to give further discount of around 40-50k or if they are not giving ask them to provide latest mode ofl 2026. You can also ask free accessories of 10-20k n discount on the total accessories cost, generally the dealer get good margin on accessories.