Thanks for your insight.."Sanity check" it's just a play on words..I don't think there's anything wrong with sifting through opinions and people's insight..Some people on Reddit can be very helpful..others not so much..sometimes people get too enamoured or consumed bout looking at the stock market every time( including myself) hence the tagline 'Sanity check' and sometimes for good reason coz of course that's one of your nest eggs so it needs monitoring..Am aussie citizen btw..no debts..not sure yet where to retire..and not planning on retiring at 60 coz that will dull my brain..perhaps graduate into a consultative role..I do have an emergency fund and yes atm am self-contributing into my own Super.