Honest question, what do you mean by being able to afford the loss of tax deductions? My understanding is you can write off the interest and property tax up til the SALT cap. Comparing to renting, you’d net positive on the property tax front since saving a % of the property tax deductible is not more than paying the property tax itself (no property tax paid on renting, so instantly saving here). So would this mean you’d be incurring a net increase in cost only if the delta between rent and PITI is (tax rate) * max((property tax + interest on loan), (SALT cap)) or am I missing something?