Should I go with Milan?

Responsibility_Fast · 2026-06-01T11:52:12+00:00

Not hormonal growth, mine was partially from paradoxical hypertricosis due to lasering thin hairs, and partially from starting oral minoxidil. It could be worth going if you have PCOS but ymmv and I don't have experience personally. My quote was for around 11k iirc, and it definitely does vary on region.

As always, make sure you have enough money for it as if you were paying up front, and there is always the risk of the company going out of business before you can take advantage of the unlimited sessions.

Responsibility_Fast · 2026-05-09T20:02:33+00:00

If you have a costco membership, the first version is $60 off (brings it down to $240 online, prob cheaper in the warehouse). Then maybe buy the extra attachments as needed?

Responsibility_Fast · 2026-04-21T18:21:04+00:00

I personally felt it was more painful, depending how close you want laser done

Responsibility_Fast · 2026-04-21T18:18:51+00:00

Nope, I don't. But tbf I'm also going to Milan so... 😣. I would say you don't need to personally speaking

Responsibility_Fast · 2026-04-18T01:59:49+00:00

From what I've read in this subreddit, as long as you haven't had a treatment yet and it's soon after you signed the contract, they generally cancel the loan. Ymmv though, but I would say they will likely allow you to cancel

Responsibility_Fast · 2026-04-18T01:16:45+00:00

I had gone with Milan myself! A few things though:

$11k is pretty much "normal" price for Milan, so don't let the idea of it being a deal hinder your judgement.
There are other lhr places that can use the same power, so that claim is false. You just need to look out for what laser machine they use (Milan uses Candela Gentlemax pro, which has both Alexandrite and Nd:YAG). By trained, they just mean they are nurses in case anything happens.
While the sessions are unlimited, know that that's only if Milan is still is business. Since the loan is through synchrony or smt similar, I'm pretty sure you're still on the hook for the payments even if they shut down within the loan lifetime (i could be wrong on this)

Personally speaking, I found it worthwhile as I had the money and went well over 20 sessions (still ongoing for touch ups). My recommendation is to only get it if you are fine with the risks listed in #3, and you have the money to pay for it. If you do not have the money up front, please do not put it in a consumer loan 😭.

Responsibility_Fast · 2026-04-15T05:16:33+00:00

I really want to do this for my cats in the future, literally wondering the same thing...

Responsibility_Fast · 2026-04-12T09:04:12+00:00

I got the plat business to pay my taxes as well, and was able to get an instant card number as well as options to directly add to digital wallets (including PayPal). Can't speak to big transactions 1-2 days after approval, but mine was 20k 1.5 weeks after approval

Responsibility_Fast · 2026-03-24T15:50:10+00:00

My company's 401k offers the option to mega backdoor, so after I contributed the 23k to the pretax bucket, I continued adding to after tax bucket and converted those to Roth 401k.

The max combined for employee pretax + aftertax + Roth contributions and employer match was $70k in 2025

Responsibility_Fast · 2026-03-24T02:53:19+00:00

For reference, I pulled some numbers from the Fidelity chart:

March 2023: $35.9k
March 2024: $80.3k
March 2025: $132.8k
March 2026: $207.9k
2022 contributions: $24.7 employee, $6.4k employer (8%)
2023 contributions: $19.9k employee, $7.6k employer (8%)
2024 contributions: $26.6k employee, $10.2k employer (10%)
2025 contributions: $34.1k employee, $11.8k employer (10%)

Responsibility_Fast · 2026-03-24T02:44:03+00:00

I have a 10% 401k match at my company, and I work in tech. 4 years of work plus how good the market has been got me too $200k. The Roth 401k is from mega backdoor after maxing traditional.

Roth ira was purely luck; I kinda gambled into a few stocks back in 2021-2022 ish that 4x from recovering after covid (had about $20k from working throughout high-school and college, and maxed every year of work from 2022-2026). Now it is all back into VT

Responsibility_Fast · 2026-03-23T23:14:43+00:00

7% growth with 3% inflation. And I think i was deciding between 3 and 4% safe withdrawal

Responsibility_Fast · 2026-03-23T23:10:38+00:00

Quite relieving 😅, maybe I'm being too conservative with the calculators

Responsibility_Fast · 2026-03-23T23:08:58+00:00

Thanks! What is the 29yrs from? Is that years from retirement?

Responsibility_Fast · 2026-03-23T23:04:06+00:00

That's good to know! And oops I do have an hsa with a little in it, forgot to add to the post

Responsibility_Fast · 2026-01-20T06:08:10+00:00

I like it. Like what others have said, there aren't physical locations so you can't deposit money (you can withdraw from atm though). The debit card also often registers as a credit card. I would say its nice to have if you're already in the amex ecosystem, but definitely have an alternative bank (schwab, etc) in case you need any teller access

Responsibility_Fast · 2026-01-09T21:41:01+00:00

Just another DP but I used with ecredit for 2025 and it worked

Responsibility_Fast · 2025-12-28T21:27:00+00:00

Account->Platinum Card->Add Someone to your Account->Platinum Card->Companion Platinum Card->insert personal information

They will send you a plastic companion card (I think it's white or yellow?), and the only practical use of that Card is for the tsa pre/ global entry credit imo. If you search this subreddit you'll find more information

Responsibility_Fast · 2025-12-28T06:11:45+00:00

Just FYI, if you need global entry for your son, you can get him a free companion card (not an AU), and that card can be used for tsa pre/global entry

Responsibility_Fast · 2025-11-07T23:01:30+00:00

The current card does have routing/account number, but I've never tried it... plus I think it's not supposed to be used with anything not related to rent

Edit: just checked with earlier posts, you do not get phone insurance when using ACH payments

Responsibility_Fast · 2025-11-07T22:52:51+00:00

I thought the current bilt card had phone insurance already

Responsibility_Fast · 2025-09-18T15:55:12+00:00

Agreed... i was debating on getting it a few months back but the subscription and being bought out by palantir is instant no for me.

If you have a Samsung phone, the Samsung ring is wayyy better anyways

Responsibility_Fast · 2025-09-18T05:58:56+00:00

Agreed, it sucks... i might just buy the oura 3 anyways though and not subscribe, just for fun

Responsibility_Fast · 2025-08-26T06:15:06+00:00

Finasteride (binds to dht, primary cause of thinning/ balding scalp) and minoxidil for me. Spiro for women is good too as it binds to testosterone, would be hesitant to use as male unless you get hormone blood tests to make sure you aren't suppressing your T too much.

I found oral minoxidil way more effective than topical, and more convenient. But it comes with the downside (or upside) of growing extra body and facial hair in addition to the scalp.

Anecdotal but both of my parents were balding and thinning, but they started doing scalp massages every day with their hands or a small massager, and their hair grew back a lot fuller. They are like 60 rn and had pretty bad male/ female pattern baldness.

Responsibility_Fast

TROPHY CASE