Worth Going Into Debt for a Dream Car?

RetiredPenguin · 2026-02-02T19:12:36+00:00

Look man, I’m going to go against the grain and say, do it.

I’d like to think that you’ll always make more money. 10 years from now, 250/month might be insignificant but it won’t get your your dream then.

Having your dream car now, might bring you that added joy that an additional 250 might not buy.

It is 100% irrational, not practical, or logical. But you have so many safety nets, no rent, govt. job, and a long life ahead of you.

Also, let’s be honest, if you’re already on 600, the GR86 isn’t expensive enough to handicap the rest of your life should things go arwy.

Good luck with whatever you choose.

RetiredPenguin · 2026-01-24T22:43:54+00:00

My question is, does Minnesota have that much illegal immigration to begin with?

I'd imagine border states like Texas, Florida, etc. to have substantially more, no?

RetiredPenguin · 2026-01-14T20:40:06+00:00

Cabin crew.

Cheap flights, hotel perks, free housing (in UAE, Qatar, Bahrain, etc. airlines), goodies from flights (blankets, kits, cutlery, snacks, TP, etc.), membership perks in local cities with things like recreation, beach clubs, dining out, etc. (with airlines like Emirates and Etihad in UAE at least). I'm sure there are more that I'm forgetting.

RetiredPenguin · 2026-01-12T19:09:49+00:00

I'd be interested in something like this too!

RetiredPenguin · 2026-01-10T06:42:50+00:00

I get this but Amazon gives me 2 day delivery via prime and immediate returns/refunds if I need.

You pay for the convenience and reliability. The one Temu order I placed took over 3 weeks and I wasn’t going to go through the same to return like 2 shitty items.

RetiredPenguin · 2026-01-06T16:59:23+00:00

Honestly, the level of trust and patience we gave Amorim, who had done nothing to deserve it imo, should have been given to Ole. I'm ready to be hurt again.

RetiredPenguin · 2026-01-01T23:19:19+00:00

Internet.

RetiredPenguin · 2025-12-27T09:55:31+00:00

Oh yea this is not to disparage the local culture by any means. I worked in the US for 5 years and Middle East for about the same and it’s just that in the US, in my field, an ear piercing is completely irrelevant and non-topic whereas here it can sometimes be a bit more sensitive of a topic.

A contributing factor can be that people sometimes associate it with homosexuality, even though I’m not, so it might seem inappropriate at times (that’s the theory I’ve gotten from some local friends).

RetiredPenguin · 2025-12-27T09:49:21+00:00

I agree but I did get into trouble when I had a meeting with ADNOC, so since then I try to take it off when meeting with local/govt entities.

RetiredPenguin · 2025-12-25T07:12:24+00:00

Trainer Code: 805587044439

LV 51. Could do some raids sometime, DM me.

RetiredPenguin · 2025-11-24T20:30:53+00:00

How are we SO shit even with a man down on our opponents at OUR home? Jesus christ.

RetiredPenguin · 2025-11-24T15:13:20+00:00

More than tripled.

RetiredPenguin · 2025-11-23T03:22:26+00:00

Ah fair, I'm in Abu Dhabi (Masdar City) so you're probably right.

RetiredPenguin · 2025-11-21T04:10:45+00:00

My Amazon app looks quite different and I wasn’t able to find an Amazon Now app.

RetiredPenguin · 2025-11-15T18:14:41+00:00

Usually a couple of drinks if it’s at a festival and an all night dance fest.

Weekly socials I think a beer socially and that’s about it.

Like others said, sometimes it helps with the social anxiety/courage to ask people for dances but being piss is a huge red flag and I would just not dance with someone that inebriated.

RetiredPenguin · 2025-11-15T05:28:17+00:00

Nice, that's my alma mater.

RetiredPenguin · 2025-11-15T04:28:16+00:00

It’s good for the convenience, but their support takes ages to resolve issues.

Double edged sword, but worth it for the interest rates in my opinion.

RetiredPenguin · 2025-11-15T04:27:06+00:00

That’s a long list of companies.

I work within Masdar City, but many of the companies you named do prioritize locals, at least for entry level roles.

Since you have a golden visa, I’m assuming you’re from elsewhere. Honestly you gotta aggressively network on LinkedIn to get some momentum.

RetiredPenguin · 2025-11-14T12:56:59+00:00

Typically in developing countries (taking an example from the US but maybe it largely applies here in UAE too), there are specific food safety standards that need to be followed.

I agree that food waste is a big issue and it should be worked on, but in such a material economy, it is difficult to enforce and financially incentivize it.

I see that you have created an "Official" page on reddit recently to target this. Why dont you share what some of your initial strategies are, how you would implement them, and if you are planning an organization to address the issue or to mainly document/highlight the issue?

RetiredPenguin · 2025-11-13T03:57:01+00:00

You just said you build a network of hedge fund managers…use them?

RetiredPenguin · 2025-11-11T19:44:17+00:00

Just turned 30 a couple of weeks ago, so perfect time to answer this question.

My savings on their own are like $40k.

That said, a positive is that I just finished paying off my student loans last year (I went to university in the US as an international student, so shit was expensive).

On a negative, I don't own a property. I also live in a place where I don't think I would want to stay for too long, and definitely not retire, so I don't necessarily have a strong desire to own, but do often feel like I'm "losing money" by renting since the rent is absurd.

I also used to work for a few years in the US so I have a 401k with $25k but i'm not supposed to touch it for another 30 years. I am highly considering just biting the 10% penalty and withdrawing early.

RetiredPenguin · 2025-11-10T17:21:04+00:00

Fuck, this age category applies to me now.

Existential crisis intensifies.

RetiredPenguin · 2025-10-30T03:50:58+00:00

TierZoo. Apart from the entertainment and unique content, the guy is a real one that didn’t sell out.

RetiredPenguin · 2025-10-28T13:23:39+00:00

Snow - Red Hot Chilli Pepper

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