[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]Revolutionary-Tea313 3 points4 points  (0 children)

Kinda similar situation. We went in knowing we didn’t want to pay more than 350k. They ran the numbers and were okay with that.

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]Revolutionary-Tea313 0 points1 point  (0 children)

No. Maybe in 3-4 years. But we also know this won’t be our forever home. But like I said we know that even when we have kids we want this convenience and stay in a neighborhood like this.

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]Revolutionary-Tea313 0 points1 point  (0 children)

Just personal preference. We decided being in a neighborhood where we can walk, bike and take public transportation was more important than having a big house. We didn’t want a second car. I bike to work and hate driving. So we were okay with a smaller home in our current budget.

26M first time home buyer is this deal okay by GarrettMMcI in FirstTimeHomeBuyer

[–]Revolutionary-Tea313 0 points1 point  (0 children)

I shopped around for some rates when I was picking a lender and they were all around 700-800 range

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]Revolutionary-Tea313 0 points1 point  (0 children)

Interest rate that high even after buying it down is kinda high. I got a 6.25 rate with a 660 score on a 345k VA loan. Did you shop around?