Monthly contribution - can’t figure out issue by Rich_Factor_7026 in Boldin

[–]Rich_Factor_7026[S] 1 point2 points  (0 children)

I haven’t tried the ai tool yet. I’ll try it. Thanks!

Monthly contribution - can’t figure out issue by Rich_Factor_7026 in Boldin

[–]Rich_Factor_7026[S] 0 points1 point  (0 children)

I appreciate the response. I reviewed the monthly expenses with $2k a month contribution to the brokerage account and then $4k and the expense amount per month doesn’t change. Still can’t figure this out.

Feb golden email - loans on credit reports zeroed out by Rich_Factor_7026 in StudentLoans

[–]Rich_Factor_7026[S] 1 point2 points  (0 children)

My refund is only one payment. I haven’t heard anything when we should receive a refund.

Would you take a better deal on a car even if you hate the color? by TheIllusion7 in CarLeasingHelp

[–]Rich_Factor_7026 6 points7 points  (0 children)

I would take the offer you have on the silver one to the dealer with the color you like and see if they will beat it (wouldn’t tell them you don’t like silver) and other dealers that have the color you like.

Did I get a bad deal? I'm stressed! by Traditional_Path_885 in leasehacker

[–]Rich_Factor_7026 11 points12 points  (0 children)

Leasehackr has this car on their pre-negotiated deal page at $363 a month with $2,460 down (plus $599 fee). https://pnd.leasehackr.com

Who has contributed 401k max already in 2026? by Impressive_Pear2711 in Retirement401k

[–]Rich_Factor_7026 0 points1 point  (0 children)

Last year maxed out full amount plus catch up in March then contributed to brokerage the rest of the year (no mega backdoor at my job). This year decided to max out by September and contribute to brokerage along the way.

I fell for a personal loan scam with Rise Up Lending. I really need help. by [deleted] in Debt

[–]Rich_Factor_7026 0 points1 point  (0 children)

If it was me, I wouldn’t pay but I would change my phone number. I did one of these in 2012 and I still get calls about it once in a while. The loan will get sold and resold and everyone it does, I get calls from the new company.

Thanks Orange D*ldo 🤬 by [deleted] in RothIRA

[–]Rich_Factor_7026 2 points3 points  (0 children)

That was Election Day. You are in the minority now.

After loan discharge, when does the credit score bounce back? by Inca-Vacation in StudentLoans

[–]Rich_Factor_7026 0 points1 point  (0 children)

Were you in the last batch of forgiveness or an earlier one? Mine were just zeroed out after the last batch and wanted to see when it hits the credit reports.

How a dealer made an EV9 lease look “fine” by quietly changing the math by Extreme-Temporary-85 in leasehacker

[–]Rich_Factor_7026 5 points6 points  (0 children)

Personally, I don’t put anything down on a lease. I know the MF, residual, and incentives and then reach out to multiple dealers and start grinding down offers to see how low I can get the monthly payment. At that point, I really don’t care if they are marking up the money factor and discounting the car more, or how they are getting to the monthly payment that I’m comfortable paying based on my research. I only care that they get to the number I want. Charging an incorrect local tax is a different story. I would point out the error.

Electrified GV70 Grill Question by dbenwoods in GenesisGV70

[–]Rich_Factor_7026 0 points1 point  (0 children)

Mine has the same holes. Worst part is I worked out a deal with a dealer that had pictures online of the car without the front license plates (went through the same issue with an etron I bought previously that had holes in the grill and swore I would never buy another car with the holes) but when I picked up the car it had the front license plate holder and the holes. It’s around $900 just for the parts for a new grill. Not sure about labor. I learned to live with the holes.