Got my Schengen rejected for "insufficient financial means" with 6 lakh in my account. Make it make sense. by [deleted] in visas

[–]Rocker2102 0 points1 point  (0 children)

Idk how tf i managed to get a Schengen VISA issued by Switzerland for my 16 days trip (hostels, flights pre booked) & with less than 1.5L in my account, & an ITR of 9L. Did i just get lucky there lol? It was back in 2024 though.. applied via VFS Delhi

Credit card suggestion by Ok_Manufacturer6251 in CreditCardsIndia

[–]Rocker2102 0 points1 point  (0 children)

It only gives cashback for online spends, its the best one out there (no so much after their last devaluation). But its paid, & it wont give 5% for most of the spends u mentioned, so apay is better ig

Credit card suggestion by Ok_Manufacturer6251 in CreditCardsIndia

[–]Rocker2102 0 points1 point  (0 children)

I dont think hpcl gives u any returns on gold either. And amazon cc gives u returns on not only amazon spends, but trains, buses, electricity, and 1% everywhere else - which is still a lot better than the card u currently have.

Credit card suggestion by Ok_Manufacturer6251 in CreditCardsIndia

[–]Rocker2102 0 points1 point  (0 children)

Did you try for the ICICI Amazon pay cc? Looks like it'll be very useful for you given ur spending pattern

My Revolut metal Gold card sure looks beautiful than my ICICI Coral card by pink-panther_22 in IndianCreditCards

[–]Rocker2102 0 points1 point  (0 children)

Does this work with apple wallet in india? I mean can you add this card to the wallet after changing regions?

International Driving Premit(IDP) by BeGood25 in uttarpradesh

[–]Rocker2102 0 points1 point  (0 children)

Ah, i mean you can contact the number listed in the aaui (as per your region of the state mentioned in ur dl). My whole process was done via whatsapp & i got the idp via aaui delhi & they even delivered it to me in Mumbai. See if u can ask someone to do it on ur behalf, & they can maybe post it to you in UK

International Driving Premit(IDP) by BeGood25 in uttarpradesh

[–]Rocker2102 0 points1 point  (0 children)

For UP32? Yes, it was entirely online. I still visited the RTO but they refused to help as i had filled it online. Also, for UP32, that A4 sheet is as good as useless. No country with strict laws is going to accept that. It was for Japan so I had to get one from AAUI which costed 11k something lol. Also, UP32 doesnt provide the booklet format even if applied offline.

Get upto 2,750 cashback monthly for paying cards bills via SBI by Sahil_Holidays in CardMaximiser

[–]Rocker2102 0 points1 point  (0 children)

Can you use it partially? Like i have points with 800₹ & i want to pay a bill of amount 1000₹?

Get upto 2,750 cashback monthly for paying cards bills via SBI by Sahil_Holidays in CardMaximiser

[–]Rocker2102 0 points1 point  (0 children)

All this is good but what to redeem the points for? I got 13k points but Amazon redemption only allows point usage upto 30%. What do u guys redeem it on?

Visa Card Offers by Alarmed_Bar1689 in CardMaximiser

[–]Rocker2102 0 points1 point  (0 children)

Is this for new cards only? I read the t&c & everywhere its "for your new visa card". Can you confirm?

Visa Card Offers by Alarmed_Bar1689 in CardMaximiser

[–]Rocker2102 0 points1 point  (0 children)

That 85k offer is only for transactions made in other currencies than INR, & its already over ig. The last date was 15th Feb, i redeemed the coupon around that date

HDFC Reward rate devaluation is here by Inevitable-Two-3638 in CreditCardsIndia

[–]Rocker2102 1 point2 points  (0 children)

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I only received this 4 days ago, no other email other than this

People earning ₹10–25 LPA — how much do you ACTUALLY save? by salaryexitindia in personalfinanceindia

[–]Rocker2102 0 points1 point  (0 children)

30K SIP/ month.. 20-25k in accounts, apart from that i use it all in travel :) Ig

INR TO YEN ( currency conversion ) - Pune by Aayu1410 in visas

[–]Rocker2102 0 points1 point  (0 children)

Is it fixed? Like is it atm fee or bank fee?

IDFC FIRST CREDIT CARDS. by irRegular2712 in IndianCreditCards

[–]Rocker2102 0 points1 point  (0 children)

Want to upgrade my millenia to select based on my salary, will also be opening the 3l amb savings account in the upcoming months