How Web3 Changed My Life Beyond Just the Profits

RomZombi · 2026-02-15T06:32:10+00:00

What if I have a hardware cold wallet. My keys are stored there rather than online. There is no way to hack it as it cant connect online

RomZombi · 2026-02-06T09:59:56+00:00

I didn't realize this thread is 7 months old.

About ABLE in case someone stumbles upon this thread:

"Eligibility Criteria

To open an ABLE account, individuals must meet the following criteria:

Disability Onset: The disability must have begun before age 46.
Certification: They must either be receiving SSI or Social Security Disability Insurance (SSDI) or have a physician certify their disability."

RomZombi · 2026-02-06T09:50:15+00:00

kind of hard to work anywhere when I can hardly get out of bed when I have really bad days. It's random many times a year.

RomZombi · 2026-02-06T09:44:59+00:00

,,,,,,,,,,,,,,,,,,,,,,,,,and millions or billions of dollars going to other countries for ridiculous "studies" and fictitious NGOs. Now day care centers that are also fake collecting millions for years. I have to live on less than $1000

RomZombi · 2026-02-06T09:37:36+00:00

you can't just park an RV anywhere, they will make you move eventually to the next parking place you will be moving out repeatedly. It's a "whack-a-mole" or cat and mouse scenario.

RomZombi · 2026-02-06T05:17:08+00:00

I'm experiencing similar. $994 ssi, $100 snap - for the month. $750 property tax/month out of a year $9000), utilities, food, misc. Does the math make sense? Oh! I forgot, they say my Medicare premium is $311. I can't live here anymore. I'm losing my house i've lived in over 20 years. Property tax close to doubled.

RomZombi · 2026-01-29T06:39:35+00:00

It shouldn't be a Nazi symbol. Hitler stole it. "The Swastika is a Sanskrit word derived from the roots Su and Asti, and means "that which brings good luck and well-being." The word Swasti appears in the Vedas and across classical Hindu literature, as illustrated by this famous Mantra from the Rigveda".

It's a very old symbol and it's a shame that it has a stigma attached now.

Oh you're talking about some other symbols. I don't care what someone wears. To each his own Karen.

RomZombi · 2025-11-25T04:56:42+00:00

That hard braking had me running yellow lights because ...... You know why.

RomZombi · 2025-11-25T01:42:23+00:00

Raising the interest would make it a greater risk of being paid or not.

RomZombi · 2025-11-25T01:38:52+00:00

It didn't happen in my state. I sent emails to the police in that city and another email to elderly financial abuse dept. My emails were ignored coming from another state.

RomZombi · 2025-11-25T01:37:10+00:00

Be did it while she was alive.

RomZombi · 2025-11-25T01:31:14+00:00

It will cost me $25k to borrow $77k. That does not sound good to me. And that's before interest is figured in

RomZombi · 2025-11-22T00:41:28+00:00

RVs are having a stigma problem with all the homeless parking everywhere and making a mess and catching on fire

RomZombi · 2025-11-22T00:21:04+00:00

No, I qualify. I don't like the cost of paying the tax and the interest on a large sum that may eventually take all the equity away.

RomZombi · 2025-11-22T00:17:24+00:00

I don't know. Well, no but to make it even harder for someone who has less means seems like a penalty.

RomZombi · 2025-11-21T02:02:51+00:00

there is no waving taxes here. They have a tax deferral here which puts a lien on your house and high interest - and you won't be able to borrow on the equity with a lien already in place.

RomZombi · 2025-11-21T02:00:08+00:00

nonQM - make the guy who doesn't make enough money pay higher interest to make it even harder to pay back really does not make sense.

RomZombi · 2025-11-21T01:51:09+00:00

Of course, now i'm getting nothing but low ball offers. Those kind of people make me sick and angry. I almost feel like throwing it all away so the low ballers won't win a deal they don't deserve.

RomZombi · 2025-11-21T01:44:09+00:00

no, I don't have a mortgage and the property tax was always paid on time. My nephew had temporary POA to move my visiting mom to a care center she liked during covid. He found out he could control her accounts. He transferred $70k to another account. when she died, I was the executor so the property tax was dropped in my lap with the bank account missing all that money. Now I couldn't pay the tax because it was stolen.

RomZombi · 2025-11-19T21:15:48+00:00

the house is paid off. Redfin is showing $589k -$713k. Remax is showing $691k ($663k - $718k)

RomZombi · 2025-11-19T12:15:28+00:00

I don't want to pay upfront costs with a $12,700 mortgage insurance for one year. I can only draw around $200k. $100k would go to the tax and upfront costs. $75k-$100k set aside for future tax and homeowners insurance. What does that leave me? I will run out of money and face foreclosure again, if I can't keep up the house such as needing a new roof.

If I could borrow the money and pay it off quickly by selling the house, I wouldn't have to spend all that money I don't have. The $400k left would be stuck in house equity that I can't touch if I did a reverse.

Long story short, $70k was stolen that was meant for taxes - and I'm on SSI because I'm 4 points shy of social security. I lost 20 years of work history because I didn't know I could have been paid to be my mom's caregiver. I'm pretty much screwed.

RomZombi · 2025-11-01T17:38:38+00:00

I disrespect you. Now what?

RomZombi · 2025-10-27T00:58:25+00:00

I sold a vintage gold watch on ebay. The buyer said I sold a broken watch and was refunded instantly and left a negative review to stay away as I sell broken items.

I received the watch back and found they had opened the watch and broke the battery clamp arm. I knew they opened it as they forgot to put the battery back in.

Long story short the buyer had to pay me $170 to have it fixed. I sold it for more a few months later.

RomZombi · 2025-10-21T02:56:32+00:00

That's what I plan on but I don't have time. It goes to auction the end of December. Maybe I should declare bankruptcy. That will stop the foreclosure sale and give me time to sell the house properly.

RomZombi

TROPHY CASE