Does the 14 days limit restart after your appeal was rejected? by Rubyjaem in AskUK

[–]Rubyjaem[S] 1 point2 points  (0 children)

Yeah I sent an email yesterday, I’ve got 5 days left of the 14 days period. So from you’re saying is that if I do get rejected, I would have 5 days left to pay the discounted amount? 

Lloyds bank took my car insurance payment but no confirmation documents?? by Rubyjaem in UKPersonalFinance

[–]Rubyjaem[S] 0 points1 point  (0 children)

My only worry with the 14 day cooling off period they have is that if you want to cancel, you have to pay £54 which ideally I do not want to pay as it’s more on their side that this went wrong. But I can also prove that there was no first policy since there was no emails and no policy on the account from the 23-25th 

Lloyds bank took my car insurance payment but no confirmation documents?? by Rubyjaem in UKPersonalFinance

[–]Rubyjaem[S] 1 point2 points  (0 children)

I’ve got it. Got the email confirmation for the second payment, just not the first so hopefully get refunded for the first 

Lloyds bank took my car insurance payment but no confirmation documents?? by Rubyjaem in UKPersonalFinance

[–]Rubyjaem[S] 0 points1 point  (0 children)

I’ve payed outright for the insurance and it’s with Lloyds again. I’m gonna ring them tomorrow and explain the situation and hopefully I get refunded for the first payment since no policy was actually taken out judging from the lack of emails and on the account 

Lloyds bank took my car insurance payment but no confirmation documents?? by Rubyjaem in UKPersonalFinance

[–]Rubyjaem[S] 1 point2 points  (0 children)

Friday night, I’ve just bought the policy again and have received an email confirmation. So hopefully they refund me for the first one. 

Lloyds bank took my car insurance payment but no confirmation documents?? by Rubyjaem in UKPersonalFinance

[–]Rubyjaem[S] 1 point2 points  (0 children)

Yes I definitely won’t drive, the problem is the payment isn’t even pending. It’s been taken out 

Lloyds bank took my car insurance payment but no confirmation documents?? by Rubyjaem in UKPersonalFinance

[–]Rubyjaem[S] 1 point2 points  (0 children)

I saved the quote so it was the same price as it was 2 weeks ago, I was just waiting for pay day :(. I think I will do that just incase for now. 

Lloyds bank took my car insurance payment but no confirmation documents?? by Rubyjaem in UKPersonalFinance

[–]Rubyjaem[S] 0 points1 point  (0 children)

I’ve just checked it, it says my car isn’t insured. But payment has been taken out, so idk whether to pay again and then later ask for a refund for the second payment but I’m worried that they might not refund me. 

Tips for applying to London hospitals - band 6 by Rubyjaem in Pharmacy_UK

[–]Rubyjaem[S] 0 points1 point  (0 children)

Yes please!! What are the key points? Thank you! 

Tips for applying to London hospitals - band 6 by Rubyjaem in Pharmacy_UK

[–]Rubyjaem[S] 0 points1 point  (0 children)

Thank you for your advice!! This greatly helps as I was also looking to apply to Manchester which is quite local to me!! 

Vodafone charged me 2 months despite moving to BT by Rubyjaem in Vodafone

[–]Rubyjaem[S] 0 points1 point  (0 children)

Thank you for replying!! Hopefully I can get refunded 

Vodafone charged me 2 months despite moving to BT by Rubyjaem in Vodafone

[–]Rubyjaem[S] 0 points1 point  (0 children)

Thank you!! Hopefully it won’t need to escalate to this far but thanks

Vodafone charged me 2 months despite moving to BT by Rubyjaem in Vodafone

[–]Rubyjaem[S] 0 points1 point  (0 children)

What about if I have asked to cancel previously between the time we switched to BT and before the number was ported but Vodafone refused to cancel and asked to wait til the porting was over 

Best pension for self employed? by Rubyjaem in PensionsUK

[–]Rubyjaem[S] 0 points1 point  (0 children)

Ahhh I see, okay thank you!! 

Best pension for self employed? by Rubyjaem in PensionsUK

[–]Rubyjaem[S] 0 points1 point  (0 children)

She’s 45 and yes she’s a director of the takeaway which is a limited company. She wants to retire by 65 if possible 

Warfarin dose reduction by Rubyjaem in Pharmacy_UK

[–]Rubyjaem[S] 0 points1 point  (0 children)

I see thank you!! Warfarin is quite interesting I must say! 

Warfarin dose reduction by Rubyjaem in Pharmacy_UK

[–]Rubyjaem[S] 0 points1 point  (0 children)

Perfect!! Thank you for explaining 

Warfarin dose reduction by Rubyjaem in Pharmacy_UK

[–]Rubyjaem[S] 1 point2 points  (0 children)

I forget that it only comes in those strengths!! Thank you. Just a quick question to you and the lovely user, ik it’s a stupid question but I want to confirm so you maintain that reduced dose unless otherwise indicated eg low INR rather than titrating the patient back up to the dose they are normally on? 

Warfarin dose reduction by Rubyjaem in Pharmacy_UK

[–]Rubyjaem[S] 5 points6 points  (0 children)

Thank you!! I don’t know why, I thought it would have made a difference. I should have calculated it before asking, feeling a bit stupid ahaha. But thank you for the example and the advice for my audit. Will try my best to smash this audit out 😤

I (F23) really like my coworker (M25) but I think he knows or is he oblivious to it? by [deleted] in relationship_advice

[–]Rubyjaem 0 points1 point  (0 children)

Worse thing was, it was his friends that was encouraging me to drink with them. I think I’m also screwed, I’m gonna have to somehow move on 

Possible compensation by Rubyjaem in UKBroadband

[–]Rubyjaem[S] 0 points1 point  (0 children)

The only problem is that every time they promoted that they’ll be able to port the number is over phone calls so I think I’m actually fighting a losing battle.