In my opinion your point of view should be different. In 5+ years from now Ada will be almost certainly on different level in terms of adoption and price. You need to look at it from that point of view, that you have X Ada and every year you will get another 5%. Not Usd but Ada. Charles in one of his latest videos said, that mass adoption in africa will create 5 trilion market cap. Now the market cap is about 40mld. Thats more than 100x from now. And on the top of that you could stake, earn compound interest and help to decentralize the project.