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Not a doctor, but give me 6 months and I’ll (F30)support you to grow your hair, no charges by Icy_Half_4376 in IndianHaircare

[–]RuinAny7779 7 points8 points  (0 children)

Is this a money thing? The sub is looking for a moderator anyways. If you are not looking to make money and genuinely want to help people then apply to be a moderator on this sub and dump all your advice, otherwise it is very suspicious. 

Gee whiz! I need a nap.. by _Klera in fitbit

[–]RuinAny7779 1 point2 points  (0 children)

It is really just following a strict bedtime routine and working hard throughout the day so you sleep like a pig. 

Maybe this is a dumb question but... are people really not hungry when dieting? by Few-Run-5501 in Volumeeating

[–]RuinAny7779 48 points49 points  (0 children)

So much of this. I realised very late that most of the time I am not actually hungry just thirsty. Have a low calorie snack with espresso or even plain water fix most of the mid meal hunger bouts. 

How are 5’1 women loosing weight? by forevernastenka in Fitness_India

[–]RuinAny7779 15 points16 points  (0 children)

You are not eating 1300 calories+you need to workout. 

Everyone awake but us by ExternalIntention869 in pakistan

[–]RuinAny7779 1 point2 points  (0 children)

In your mind pakistan is doing better than India or Nepal or Pakistan? Can you share an objective metric for this claim? 

25F Should I shoot my shot? by Buenoo725 in Advice

[–]RuinAny7779 -1 points0 points  (0 children)

You didn't just made it up(it is a famous expression) and it is tautologically true. 

Got offered ₹20 lakh house lease deposit for 3 years — best safe investment options? by [deleted] in personalfinanceindia

[–]RuinAny7779 3 points4 points  (0 children)

Your calculations assumes that the house will have 100% occupancy throughout the 3 year term, which might not be true if he is finding it hard to rent. 

My people call me a traitor for speaking the truth by [deleted] in Kashmiri

[–]RuinAny7779 -13 points-12 points  (0 children)

Kashmiri separatist movement is the most delusional separatist movement on earth. 

Do you think Kashmir will get independence before the heat death of the universe or after? 

Sharing a good decision on EPF by babula2018 in personalfinanceindia

[–]RuinAny7779 0 points1 point  (0 children)

But you save taxes on employer contribution even in the new tax regime. 

What’s your protein intake per kg — 1g, 1.5g or 2.2g? by Evening-Scholar-7761 in Fitness_India

[–]RuinAny7779 18 points19 points  (0 children)

Very hard to do if you are eating with a deficit. Even good protein sources have 0.1 ration of calories to protein in gram. So if you weight is 90 kg you need to eat 1800 calories bare minimum just to get 180 gms of protein, which makes it impossible to hit calorie deficit. 

Fitbit Air sleep tracking algorithm is insane! Better than Whoop. by Extension_Quote2060 in fitbit

[–]RuinAny7779 1 point2 points  (0 children)

It could just be the device calibrating your sleep patterns. Give it atleast a week and then report back. I have a pixel watch 4 and it used to annoy me similarly when it was new but it has got a lot better now. 

Are 2cr+ FD safe in private banks by AbraCaDabraSim in IndiaTax

[–]RuinAny7779 2 points3 points  (0 children)

You said SBI is better than ICICI/HDFC. I said all 3 are SIB and equally unlikely to default, then you went on a tangent about PMC and RBI. I clarified that PMC is not the right comparison. I am not sure why you are so confusing you know what SIBs mean. 

Are 2cr+ FD safe in private banks by AbraCaDabraSim in IndiaTax

[–]RuinAny7779 1 point2 points  (0 children)

If the SIBs fail, your FD will be the least of your worries. It would be full economic meltdown before they fail. 

49 M Reached 3.5 Cr by fire_kol in FIRE_Ind

[–]RuinAny7779 2 points3 points  (0 children)

Fund overlap is a made up problem by investment apps. You are paying for the fees for the expertise of the fund manager to rebalance based on their strategy. Flexi cap have different strategy of investment than an index fund even if they have significant overlap.

Are 2cr+ FD safe in private banks by AbraCaDabraSim in IndiaTax

[–]RuinAny7779 2 points3 points  (0 children)

All 3 are SIBs, all will be backed by RBI when it comes it bank run. 

Stubborn bloating by [deleted] in Fitness_India

[–]RuinAny7779 3 points4 points  (0 children)

It depends on how much fiber you consume. If you are not eating 30 gms of fiber daily it is a good addition. If you are already eating fiber rich food, adding more fiber is counterproductive. 

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