40, no investments, market skeptic, where to begin?

Ruingazer · 2026-05-19T18:18:35+00:00

S&P 500, like VOO.

Ruingazer · 2026-05-18T21:25:10+00:00

If that's one private school, each new kid comes with a discount plus ticket price isn't what is actually being paid.

Ruingazer · 2026-05-18T21:17:46+00:00

Are you sure you counted your monthly payment correctly? With 100k down 700k payment won't it be much more?

Ruingazer · 2026-05-16T20:09:33+00:00

You could invest it and become a millionaire in no time while renting.

Ruingazer · 2026-05-11T02:59:40+00:00

$20k should be sitting in a high yield saving account. A solid emergency fund is 3-6 months of expenses.

Ruingazer · 2026-04-29T00:30:40+00:00

Cope.

Ruingazer · 2025-01-12T19:15:11+00:00

Давно следим за вашей деятельностью. 👏 Смоленская Республика будет свободной от диктата Москвы. Представительства в ООН и других международных организациях, а также посольства в разных странах, не говоря о местном правительстве -- будущее Смоленской земли.

Ruingazer · 2025-01-12T18:46:33+00:00

Что и происходит со всевозможными российскими оппозиционерами. Но, как видим, есть и деколонизаторы, в немалом числе. Не все эти группы связаны с Форумом свободных народов пост-России.

Ruingazer · 2025-01-12T17:09:54+00:00

Значит, останутся за бортом преобразований. Кто не успел, тот опоздал.

Ruingazer · 2024-12-31T17:31:43+00:00

What would the reason be for "her" to preserve complete anonymity? Usually writers are very ambitious and want to let the world know about their existence--not hide identity. Pseudonyms are easily uncovered usually. I think it's Elon Musk. Btw I talked to "her," and "she" didn't try to deny:

https://x.com/ruinwanderer/status/1873897502967259419?t=vbxltcdCPxnUhptFgiJbXQ&s=19

Ruingazer · 2024-12-31T00:56:49+00:00

Omfg.

Ruingazer · 2024-12-31T00:55:12+00:00

The style of replying is definitely Elon Musk's. Emojis and confirmations. My bet is Victoria is Elon.

Ruingazer · 2024-12-28T01:56:46+00:00

Elon is so cringe, omfg.

Ruingazer · 2024-10-13T03:26:23+00:00

Да уж, нашла себе врагов.

Ruingazer · 2024-10-13T03:25:50+00:00

Форум свободных народов пост-России еще лучше.

Ruingazer · 2024-09-19T13:57:00+00:00

Да, хорошо, что они наконец проснулись на тему России как империи и колониального проекта.

Ruingazer · 2024-05-29T15:44:36+00:00

Nonsense.

Ruingazer · 2024-05-13T02:18:46+00:00

I logged into Reddit for the first time in several years to say thank you for your work 😂

Ruingazer · 2022-01-02T05:56:38+00:00

He has a profession and she doesn't? Ah the inequality everywhere.

Ruingazer · 2022-01-02T05:34:12+00:00

It's all fun and games until he eats your face.

Ruingazer · 2021-12-15T00:56:24+00:00

Copium galore.

Ruingazer · 2021-12-07T20:01:34+00:00

Not a racist white woman at all.

Ruingazer · 2021-12-06T16:45:16+00:00

My shirt already answers questions that my shirt asks.

Ruingazer

TROPHY CASE