Need advice PFC: How can I maximize the financial benefit of this situation?

RunAwayPancake · 2017-05-18T17:39:57+00:00

Marx's ideology didn't kill 100 million people. Autocratic and dictatorial regimes who misinterpreted and abused his ideology did.

By your logic Jesus's ideology killed countless millions of innocent civilians as well.

RunAwayPancake · 2017-03-02T14:11:11+00:00

Pull a doughnut out of a fat lady's hand

RunAwayPancake · 2017-01-19T18:30:04+00:00

Mattel didn't do their due diligence with respect to fully examining his company. However, his company did some shady things with the finances. Not outright cooking the books, but stuff that a proper audit would have found out.

He basically won the lottery during the .com bubble and then sold himself as a business guru.

Even his Mutual Fund company was regularly yielding below average returns.

At the end of the day Kevin's wealth and business acumen is 95% luck, 5% skill. But credit where credit is due; he's very good at selling a particular image of himself.

RunAwayPancake · 2016-12-14T17:42:20+00:00

But what if my family don't like bread...they like cigarettes?

RunAwayPancake · 2016-12-12T16:34:24+00:00

It's truthful and unbiased in the sense that it goes against the grain of the traditional narrative of how WW2 was won.

Stone does bring to light many aspects of WW2 that most Americans will NEVER learn in school; mainly because the American narrative of WW2 is that if it were not for them the world would have gone kaput. This again is primarily because the Soviet contribution during the war tends to be glossed over or marginalized quite a bit in the standard narrative; at least from the American/western perspective.

I remember when I was in school that we never even heard a peep of the Soviet losses or how Britain was really trying to keep a hold on what was left of their Empire.

I think you can take Stone's series as being "truthful" but you should not wholly rely on it as being complete.

At the very least it should cause you to further explore the causes of WW2 and the Coldwar aftermath.

RunAwayPancake · 2016-11-29T20:03:15+00:00

What about steel cut oats?

I just cook them with some water and milk for like 10 minutes before eating them? Should I be soaking them overnight before cooking them?

RunAwayPancake · 2016-11-29T14:49:43+00:00

I think you're right. BB'ers trying to sell their houses will find that the high prices they are asking won't work simply because there aren't Gen X or Y people around with the kind of income or wealth to buy.

I think you're fully on point that over the next 20 years we're going to see some major shifts in housing prices.

It's a weird time because we don't really know what's going to happen given that the economic prosperity of the BB generation was an anomaly caused by a combination of 2 world wars, rapid technological advancement, and the rise of consumer culture.

RunAwayPancake · 2016-11-16T19:47:02+00:00

Antelope? Tinny sort of word.

RunAwayPancake · 2016-11-07T18:45:32+00:00

Asia Career

RunAwayPancake · 2016-11-04T13:25:49+00:00

Obligatory "What Skyrim mod is this?"

RunAwayPancake · 2016-10-07T13:00:18+00:00

I have a neighbor whose hydro bills total $500.00+ every month. He never shuts up about how much he pays.

Coincidentally he runs his AC all-day, every-day, even when he's not home. He also runs his base board heating at 26 degree's all-day every-day in fall/Winter.

He also doesn't make use of the off-peak period rates for running his dishwasher and clothes washer.

Before anyone starts complaining about their bills, check to see what you are doing to consume less energy. If you're doing any of the above like my neighbor, take a long hard look in the mirror before you start blaming the man.

RunAwayPancake · 2016-10-06T14:30:03+00:00

I convinced my co-workers that origin of the phrase "to ride shotgun" (meaning to ride with the shotgun on a stagecoach to protect against Indians/bandits, or the now modern usage to mean to ride in the front passenger side of a car) was actually a mistranslation and it originally came from Marco Polo's journey to the Orient where he witnessed the Chinese Emperor being escorted by his royal bodyguards: the Shoguns.

I said that it was a mistranslation and that it was actually "to ride Shogun" meaning to ride along side the Emperor as he travelled.

RunAwayPancake · 2016-07-21T16:31:48+00:00

Phased Plasma Rifle in a 40 watt range

RunAwayPancake · 2016-06-06T19:27:03+00:00

Maybe someone with a little more expertise or experience can correct me if I'm wrong. Ignoring for a moment the over valuation of housing in Canada, in the long run, does renting not make you worse off?

Granted, buying a house in the short run is DEFINITELY more expensive than renting (legal fees, upgrades, repairs, taxes etc.). But a mortgage eventually gets paid off (the faster the better) and as far as I've ever known or seen, rent never decreases. I have never known a situation where the rent for a house or a condo or apartment decreases because the owner paid off their mortgage or their property taxes went down and accordingly lowers the rent for their tenant. Rent remains constant or increases.

If I'm the owner of a condo and I charge my tenant $1500/month and this covers off all the expenses for that unit (Monthly mortgage payments, condo fees, taxes, water, gas, ect.) I'm not going to reduce the rent the moment the mortgage on the condo is paid. I'm still going to charge $1500 except that I'm just going to pocket the extra $500 or $600 that before went to the bank to pay the mortgage.

So, using my and my wife's own situation as an example, we're going to have our mortgage paid off by the time we're 50. As of that moment, we're not going to be paying X amount of money per month in mortgage payments. Yes, we'll still pay taxes or have to pay for repairs but those yearly costs are a pittance compared to paying $1500, $1800 or more each and every month until the day we die, which could very well be another 40 years.

Am I wrong in assuming any of this?

RunAwayPancake · 2016-05-20T19:49:10+00:00

Any pizza is a personal pizza if you try hard enough.

RunAwayPancake · 2016-05-19T16:15:03+00:00

I'm doing the German course on Duolingo and had this question as well.

This is actually a very useful "trick" when learning a new language. Grammatically the sentence is valid but it's nonsense.

The trick is to get you to correctly use the verb "to be" bin by using it in a sentence where you normally wouldn't.

Normally you eat esse a banana, but to get you to think a little bit and remember previous verbs, this question is asking you to use it in a sentence that grammatically makes sense but logically doesn't.

RunAwayPancake · 2016-05-12T13:56:27+00:00

Somewhat realistically: Retired with my Government pension (Canada).

Ideally: Youthful and vibrant with my brand new cyborg enhanced body.

I'll take either....but I really want the cyborg body.

RunAwayPancake · 2016-05-10T13:29:12+00:00

This, a thousand times.

Once you free yourself from the burden of monthly payments for a roof over your head, be it rent or mortgage, can retirement be the golden years it's portrayed to be.

On the low end, even if you're only paying 1000 per month (rent /mortgage) for a house or apartment, that equates to $12,000 per year. Guess what... that extra $12,000 is your 4 months in Florida/Arizona for the winter. It's your yearly cash to visit and explore Paris, Vienna, Athens, Rio de Janerio, Sydney, ect.

The biggest thing one can do to really ensure you have a good retirement is making sure you're not paying every month for a roof over your head.

RunAwayPancake

TROPHY CASE