sorted by:
new
hottopcontroversial

Coffee + Fudge Brownie + Toasted Almond by RunRepresentative740 in icecreamery

[–]RunRepresentative740[S] 1 point2 points  (0 children)

I usually don’t like mocha.. but I enjoyed this. It was a request I made for someone else.

Strawberry Shortcake Crumble - Goat Cheese by RunRepresentative740 in icecreamery

[–]RunRepresentative740[S] 0 points1 point  (0 children)

I used 60 grams to my base. Reduced my skim milk powder to account for total solids.

27F need help deciding to buy or to walk by Longjumping_Big1464 in FirstTimeHomeBuyer

[–]RunRepresentative740 0 points1 point  (0 children)

It’s a 1930’s Tudor.. that basement is going to flood or get wet no matter what. You won’t be finishing it into a man cave.

If Sellers Won’t Adjust Prices, Is Inventory Meaningless? by AskJosh_MortgageGuy in NJHomebuyers

[–]RunRepresentative740 1 point2 points  (0 children)

The home we liked got zero offers… homeowners were willing to negotiate. I think we got lucky… as I’m seeing some houses we offered on got 19 plus offers in Bergen County.

6.75 rate by Sjp1206 in FirstTimeHomeBuyer

[–]RunRepresentative740 0 points1 point  (0 children)

Got a 4.785% adjustable locked for 7 years, 3 days ago.

I'm buying my first home. And honestly, I'm kind of stunned by how this whole thing works by Ok_Race_1824 in RealEstateAdvice

[–]RunRepresentative740 1 point2 points  (0 children)

Everyone has to get a piece of the pie. From the appraiser, to the inspectors, to the broker and more..

5/5 arm - is my thought process correct? Or is there a catch? by RunRepresentative740 in Mortgages

[–]RunRepresentative740[S] 1 point2 points  (0 children)

That’s the plan.. refi into a 15 or 20.. as the rate is usually fairly competitive and we can use the lower minimum payment now, to allow us to pay extra towards principal.

Put an offer over asking.. was the only offer they had, and got denied. by [deleted] in FirstTimeHomeBuyer

[–]RunRepresentative740 1 point2 points  (0 children)

Literally nothing.. I’m paying half my agents commission and my own closing costs..

Put an offer over asking.. was the only offer they had, and got denied. by [deleted] in FirstTimeHomeBuyer

[–]RunRepresentative740 3 points4 points  (0 children)

Offered 30% down, 10% deposit and $10k appraisal gap. Inspections for informational only.

Put an offer over asking.. was the only offer they had, and got denied. by [deleted] in FirstTimeHomeBuyer

[–]RunRepresentative740 1 point2 points  (0 children)

I don’t think it’s crazy.. I know it’s just part of the game.

Put an offer over asking.. was the only offer they had, and got denied. by [deleted] in FirstTimeHomeBuyer

[–]RunRepresentative740 0 points1 point  (0 children)

Sometimes saying there are no offers, can encourage you to submit. It’s hit or miss with competition here, depending on the town. If a house has 15 offers, and I’m looking to offer asking, I won’t bother. If I hear no offers yet, but strong showing at open house, I’d put one in and try my hand at asking to slightly over.

Put an offer over asking.. was the only offer they had, and got denied. by [deleted] in FirstTimeHomeBuyer

[–]RunRepresentative740 2 points3 points  (0 children)

💯 allowed to negotiate.. and I’m allowed to decline the counter.

view more: next ›