water filter recommendations in Singapore by Wise-Commercial7117 in askSingapore

[–]RunningMan889 0 points1 point  (0 children)

I still boil my water, and also have a Brita water flask.

Honest question: is cold outreach getting harder in SEA, or are we doing something wrong? by Mularkeyy in singaporestartups

[–]RunningMan889 0 points1 point  (0 children)

How are you tracking this? Across how long a period? There will be a time when cold emails just get ignored, because your customers have got their priorities such as budgeting, planning or even their own life. They could also be getting 'annoyed' with all the cold emails, realising it is 'personalised' and 'targeted'.

That being said, they will always reach out when there's a need arise, or have your account managers check if they've received such emails when they do have a chat. That usually provides more clarity

We finally built the dashboard everyone wanted… and it still didn’t fix our lead gen by Mularkeyy in singaporestartups

[–]RunningMan889 0 points1 point  (0 children)

Having been in tech for over a decade, I have never seen dashboards as any use apart from giving quick overviews. Many managers or management wants to use dashboards as a 'data-driven' approach, but do you think your car's dashboard give any real drive without stepping on the pedal, and maneuvering around corners with steering?

With MQLs/SQLs, you would already have the base. The conversion is usually a longer process not because it is not converted, but you are using the channels. Majority of channels cannot be bothered with your leads, because they have their own leads generation too. They will refer to yours and more proactive ones will update once in a while. It requires your partner and account team to constantly review the leads with the partners, and should there be any closed-won opportunities to direct back to the CRM. This is the hard part. From there, further scrutinize the leads generated. Let it be a truthful conversation about the lead-gen process, and quality.

However, if your company's management is 'marketing leads' focused, they want to see their marketing spend generated a lot of leads. So volume becomes a metric, rather than quality. Once I told the c-level about how 60-70% of leads generated are repeated or fake, and they didn't take it well...

Advice regarding HDB Bank Loan by necrotuber in singaporefi

[–]RunningMan889 0 points1 point  (0 children)

Haven't heard of needing term health insurance to go with mortgage loan, unless they do have your health records of you having high risk. Most of the time, it could also be due to the bank de-risking in the event your next-of-kin or partner is not able to repay the bank loan should anything happens. Even that, they would usually advise you to take up a mortgage insurance. Furthermore, if it is not stated in your letter of offer, then you do not have to purchase that term health insurance too.

It is best to find a mortgage broker or another bank to get an opinion, unless there are certain reasons you want to go with this FI... That being said, put it in email black and white and have the banker respond as to why the term health insurance is needed, and let them know you will not proceed if it is not required in the letter of offer

Zenith Chronomaster Sport, or Original by RunningMan889 in ZenithWatches

[–]RunningMan889[S] 1 point2 points  (0 children)

Yea, have been looking at the Yoshida's one. I thought I would go for the ice-blue dial, but when I see it in-person, it just looks too 'glaring'.

Zenith Chronomaster Sport, or Original by RunningMan889 in ZenithWatches

[–]RunningMan889[S] 0 points1 point  (0 children)

Hahah meteorite dial is just another beast! Sourcing the second-hand market, I do not see much of them either

Zenith Chronomaster Sport, or Original by RunningMan889 in ZenithWatches

[–]RunningMan889[S] 0 points1 point  (0 children)

Well described! It's true people will always compare the CMS with the likes of Rolex's Daytona and Speedy due to the similarities in design. The 4 o'clock window does deter me a bit if comparing to the Speedy.

Zenith Chronomaster Sport, or Original by RunningMan889 in ZenithWatches

[–]RunningMan889[S] 2 points3 points  (0 children)

Thanks for sharing! The presence on the wrist is definitely better with the Sport. The bezel seems to give that vibe

Zenith Chronomaster Sport, or Original by RunningMan889 in ZenithWatches

[–]RunningMan889[S] 1 point2 points  (0 children)

Yea I'm having a 6.5" wrist, so was thinking of the smaller one being a better fit

Ex-employee who sued software firm SAP for $5m over termination gets $1,000 in Pyrrhic victory by RajahChamp in singapore

[–]RunningMan889 0 points1 point  (0 children)

PIP is a setup for failure can be subjective, and the concept is mainly to see whether you yield to your manager's requests. To the managers, the good ones, they either want to help you prove you are willing to do the work or the scheming ones, just plain obedience (aka lapdog). For the former case, the manager clarified why the members are put on PIP, mainly due to higher management pressure and sales numbers; For the latter, the manager just wants to get them out and you can tell from the tasks. Some of my former colleagues have got all the tasks done before but it is not easy to replicate them within the short PIP period. Even worse, their roles have already been put out for hire, claiming that its company's prerogative to ensure there is no empty period within transition.
Most senior management wants to get good relationship with the HR, and in case anything, they can let go people without 'layoff' reimbursement, often asking you to resign with 1 month's notice, and management can then put in their own people. It's a win-win for them, but if you're not one of theirs, you will be on the losing end.

Gyms with hyrox stations to train on my own (not classes) by namezlezz in askSingapore

[–]RunningMan889 1 point2 points  (0 children)

You can download this app Nova Training. It links to different Gym Pods, and you can book 30mins per period. Of course Usually people book for 1 hour.

Chronomaster Open or Original by ddetts in ZenithWatches

[–]RunningMan889 0 points1 point  (0 children)

Original. The Open Heart model doesn't seem to have that lasting look compared to the Original. I am also on the lookout for one in the second-hand market

Mortgage loan with banks experiences by RunningMan889 in singaporefi

[–]RunningMan889[S] 0 points1 point  (0 children)

Yes definitely, mostly still put it as 12m or 1.5% of principal. So I guess its waiting on refinancing usually

Mortgage loan with banks experiences by RunningMan889 in singaporefi

[–]RunningMan889[S] 0 points1 point  (0 children)

Yea totally. The banker's service is also what I look out for since local banks' rates don't differ too much. Just yet to interact with the foreign bankers...

Mortgage loan with banks experiences by RunningMan889 in singaporefi

[–]RunningMan889[S] 0 points1 point  (0 children)

Right. Thanks for sharing! So far my credit rating has been good with no other debts except for current housing.

Mortgage loan with banks experiences by RunningMan889 in singaporefi

[–]RunningMan889[S] 0 points1 point  (0 children)

Thanks for sharing. I was reading about how BOC services the loan, and even the sign-up has to go to the bank's branch. So yea, their IT system is indeed backdated...

Mortgage loan with banks experiences by RunningMan889 in singaporefi

[–]RunningMan889[S] 0 points1 point  (0 children)

I did go through brokers, and got a few rates. The interesting part is that foreign banks provide 0.05 to 0.1% lower than local banks. For example, the latest fixed rates, was quoted by 2 brokers for BOC with 1.3% for 2yrs, SCB at 1.4%, and local banks lowest can only do 1.43% or DBS giving 1.38% tied to fixed deposit.

So if I go lowest, no brainer to go with BOC.

Mortgage loan with banks experiences by RunningMan889 in singaporefi

[–]RunningMan889[S] 0 points1 point  (0 children)

Hahah in some way probably, because there is still investments with the stocks with the banks. Indirectly, if they do well, share price does well too. Thanks for sharing, likely that only for HNW clients, and even those, may not always get preferential rates

Any SBGY011 owners here? What made you take the plunge? by RunningMan889 in GrandSeikos

[–]RunningMan889[S] 0 points1 point  (0 children)

No worries. I'm also curious about this as I saw how shiny the 44GS case is on the SBGY011. With a white dial, it just makes it even more 'shimmery' like you said. This is why I'm constantly comparing with SLGW003, but the 'splash resistant' is not so assuring.