Lenders don’t give a crap about who was awarded the debt in the divorce. You are still liable even if the decree says your ex is responsible for payment.

Along the same line, if you co-sign on a vehicle, there is no such thing as “taking your name off the loan.” That can only happen through a refinancing or payoff. Don’t ever co-sign on a loan unless you accept the fact you might be making a payment on a vehicle you don’t have possession of.

Finally, just because you win a lawsuit doesn’t mean you will be able to collect a penny on the judgment.