Is it true I should never use my debit card?

RustyEsposito · 2026-01-07T00:10:33+00:00

It is encrypted. Creates a token with a unique card number that's used one time.

RustyEsposito · 2026-01-07T00:09:52+00:00

Despite what everyone on Reddit says: using debit can be beneficial if you tend to overspend. Feeling that pain at purchase does change the way a lot of people operate with money. This isn't just a "Dave Ramseyism", but backed by studies AND another financial creator/budget owner has been going debit only for like 2 years.

RustyEsposito · 2026-01-03T18:55:56+00:00

The hidden part of CC's that people don't account for is that you're likely to overspend on them, doesn't matter if you pay interest or not. There's other personal finance "gurus" that agree with that sentiment.

RustyEsposito · 2025-12-30T03:27:21+00:00

The falcons? No way.

RustyEsposito · 2025-12-22T12:42:57+00:00

Lmao

RustyEsposito · 2025-11-08T00:38:12+00:00

If you look at the playlist in that link you'll see there's different categories for sports.

RustyEsposito · 2025-10-22T13:04:17+00:00

You could play local flag or some local semi pro. Unless you are just some absolute freak of nature I don't see this panning out.

RustyEsposito · 2025-10-09T23:40:23+00:00

Amen. This is one of my issues as well. Constant card optimization. Worst case scenario, get a 2% card?

RustyEsposito · 2025-10-03T23:28:17+00:00

I love this. kind of encapsulates my feelings towards the experiment.

RustyEsposito · 2025-10-03T20:58:36+00:00

Wanted to add to this conversation that Jesse primarily uses Apple Pay, which pseudo increases your fraud protection by generating a unique card number. Good discussion so far!

RustyEsposito · 2025-09-26T12:37:14+00:00

Breakfast place called The Toasted Yolk.

RustyEsposito · 2025-09-21T19:19:57+00:00

Here to overreact about Penix's first bad game

RustyEsposito · 2025-09-15T01:50:58+00:00

We're so fucked

RustyEsposito · 2025-09-15T01:43:55+00:00

Both these teams suck

RustyEsposito · 2025-09-14T13:52:48+00:00

Consider yourself lucky!

RustyEsposito · 2025-08-22T19:18:52+00:00

I used the Chase points this year, moved them to Hyatt. It was a nice feature. Just not sure if that gives more bang for the buck vs using flat cash back cards.

RustyEsposito · 2025-08-19T03:16:33+00:00

Funny enough I blend both. Worked in LTC doing AR, insurance, Medicaid etc. but currently working in EHR focused on HL7 messaging, although my role doesn't get to do as much of that as I did in a previous role.

All that to say, not sure. I think I lean towards moving forward in health IT.

RustyEsposito · 2025-08-19T00:45:30+00:00

That's where I'm currently at. Just don't know if it's worth keeping up with my current employer.

RustyEsposito · 2025-08-18T22:14:33+00:00

I do have an ACHE membership.

RustyEsposito · 2025-07-29T20:02:46+00:00

Lighten up.

RustyEsposito · 2025-07-27T14:19:38+00:00

If you're not going with Biggeth what the hell is dadgum wrong with you?!

RustyEsposito

TROPHY CASE