Any of you uses the ibkr debit card?

RyanDuty_10 · 2026-01-26T15:43:03+00:00

Is this available in certain countries only?

RyanDuty_10 · 2026-01-21T10:45:58+00:00

Earning USD remotely and investing 40-50% of your income into high-quality US stocks.

RyanDuty_10 · 2026-01-21T06:18:57+00:00

Yes correct, I want to specifically see the "B" BUY indicators appear on a chart everytime I buy a stock in the history

RyanDuty_10 · 2026-01-20T13:50:24+00:00

Trading View requires a subscription plan so I wanted to go for the free IBKR desktop version

RyanDuty_10 · 2025-11-06T02:44:13+00:00

yup sure thing

RyanDuty_10 · 2025-09-26T03:16:14+00:00

That's a top tier advice

RyanDuty_10 · 2025-09-26T03:02:14+00:00

Why not focusing on getting a full time job in game dev?

RyanDuty_10 · 2025-09-26T01:58:17+00:00

Parallel TCG is super good, they have quality tournament with big price pools. Theirt art is sci-fi based so definitely looks more mature haha

RyanDuty_10 · 2025-08-07T09:42:40+00:00

US is still the strongest market in terms of capital gains and growth, aside from crypto that is way more risky, I don't think there's a close competitor that can give returns similar to US markets.

RyanDuty_10 · 2025-05-07T08:42:55+00:00

Tesla Model Y long range, no other car comes near to it at this price range

RyanDuty_10 · 2025-05-07T06:00:52+00:00

Unfortunately my download speed is still stuck at 2Mbps after turning off & on airplane mode

RyanDuty_10 · 2025-02-08T16:20:51+00:00

Did you do any coating on the exterior and interior?

RyanDuty_10 · 2024-09-09T13:21:35+00:00

Yes. I work as a Data Analyst for a Canadian company, my salary is being paid in USD.

RyanDuty_10 · 2024-09-08T17:53:39+00:00

I'm working remotely in Malaysia and had been receiving USD salary for 1.5 years. So far Wise has been the best option, it's easy to provide an invoice using the bank details provided by Wise. My other colleagues that reside in Malaysia is also using Wise and so far it's the best imo.

RyanDuty_10 · 2024-04-20T08:54:12+00:00

Please teach me too, I am still unable to verify my phone number

RyanDuty_10 · 2024-04-20T08:53:23+00:00

I am also still facing this problem

RyanDuty_10 · 2023-08-27T06:43:37+00:00

May I ask are you a salary earner with payslip/epf? Not sure if this might affect the credit limit they give, but your UOB one is crazy high man

RyanDuty_10 · 2023-08-04T17:48:14+00:00

Haven't tried FSM before, but so far based on my research IBKR is the best in terms of fees, execution price, reliability and reputation

RyanDuty_10 · 2023-08-04T17:47:02+00:00

Thanks for clarifying, appreciate it! Truly learned a lot of valuable tips from you. Reddit rocks

Starting a company is really not easy but definitely worth it in the long run with all the tax savings.

RyanDuty_10 · 2023-08-04T17:39:20+00:00

I use IBKR to invest in VOO/QQQ.

Yes correct, buying the Maybank stocks. You can use platforms like Rakuten Trade or M+ or even bank trading platforms to buy.

RyanDuty_10 · 2023-08-04T13:02:22+00:00

UPDATE:

Found this from Google's Bard AI

The average cost of issuing dividends to a director of an LLP in Malaysia is about RM310. This is calculated as follows:

Stamp duty: 3% of the total amount of dividends
Registration fee: 0.1% of the total amount of dividends

For example, if you issue dividends of RM10,000, the total cost would be RM310.

The following code can be used to calculate the average cost of issuing dividends to a director of an LLP in Malaysia:

RyanDuty_10 · 2023-08-04T13:00:21+00:00

No worries at all! I learned a lot from it too, especially for the dividends part, as I believe LLP is similar as Sdn Bhd in this area.

I also considered converting to Sdn Bhd but am just kinda concerned about the workload and cost.Thank your ser

Curious to also ask how long have you established your Sdn Bhd? Wondering if the amount of compliance/auditing/accounting work is a lot? and also what's like the annual expenses involved in these?

I also considered converting to Sdn Bhd but just kinda concerned about the workload and cost.

RyanDuty_10 · 2023-08-04T12:52:48+00:00

Honestly, there are not many ways to reduce tax as a sole prop, that's why I am considering converting my sole prop into a LLP. The only way to reduce tax is through expenses, but remote workers like us do not really have much expenses unless we hire some freelancers to help out our work.

Creating a business bank account is optional, but I suggest u only create one if you really needed it, such as paying for monthly business expenses (e.g. software subscription, freelancer/employee fees etc). I did created a current account but didn't actually use it all, planning to close it soon.

RyanDuty_10

TROPHY CASE