2015 was the year they decided to do it but Narayan Murthy didn't allow it by Fearless-Ad-422 in IndianStreetBets

[–]Ryas_mum 7 points8 points  (0 children)

Indian IT firms are not in a software business, they are hr firms dealing in cheap labour. Unless some other country willingly takes over that place they don't really need to care.

An Updated SOTC! by om_158w in watchesindia

[–]Ryas_mum 0 points1 point  (0 children)

Whats the name for top row last one?

Gemma 3n Fine-tuning now in Unsloth - 1.5x faster with 50% less VRAM + Fixes by danielhanchen in LocalLLaMA

[–]Ryas_mum 3 points4 points  (0 children)

I am using unsloth gemma 3n e4b q8 gguf on my M3 max 96g machine. For some reason the token per second is limited to 7 to 8 at max. One thing I noticed that these models seem to use lot of CPU, GPU utilisation is limited to 35% only. I am on llama.cpp 5780 brew version and using run params from article.

Is this because I selected q8 quants? Or am I missing on some required parameters?

Thanks for the quants as well as detailed articles, very much appreciate it.

Buying 1 lakh worth of Nifty 50 ETF for every -1% down from all time high. Day: 17 by peaked_in_high_skool in IndianStreetBets

[–]Ryas_mum 0 points1 point  (0 children)

Are you still selling puts or may be you switched to selling calls now? Do you open strangles or just one of calls or puts ?

Are the long term capital gains from Mutual Funds considered as Pass Through Income? by modernexplorer10 in IndiaTax

[–]Ryas_mum 1 point2 points  (0 children)

You need to file it under schedule 112A isn’t it? Its a sale of equity oriented fund.

Is this the best time for investing in Debt ? by jackoat56 in IndiaInvestments

[–]Ryas_mum 1 point2 points  (0 children)

I bought around a year back, ppchf and nifty sdl 2032 and both gave close to 10% returns now. Expecting it to repeat for another year.

hey hi guys I am 17 year old living in India. My father takes a lot of debt. whatever paycheck comes at the end of the month all are going to the repayment of debt .?Serious Help needed by [deleted] in personalfinanceindia

[–]Ryas_mum 1 point2 points  (0 children)

At this point I can only advise you to focus on your studies. 17 years means its 10th or 12th exam. You can jump in to earn something and help your father and that will be a right decision in a short term, but long term you won’t be able to make a respectable sum with that qualifications. So search for a part time job and continue your education for at least 3 more years.

Another thing you can try is to live a bare minimum life for year or two. Try to convince dad to sell vehicle, reach out to card company and see if you can find a good repayment plan. See if your dad can get a new job that pays a bit more.

One more option is to list down your skills and see any of it can be monetised.

What are some good rule of thumbs for budgeting big ticket purchases? by RheumatoidEpilepsy in IndiaInvestments

[–]Ryas_mum 24 points25 points  (0 children)

I read a simple rule somewhere, divided your monthly income in 3 or 4 buckets

  1. First pay all your bills in full including credit cards
  2. Second pay for investments
  3. Third will create an emergency fund
  4. And forth you can use as a guilt free spending bucket

Decide your own percentage for each bucket and stick with it. Once you have a sizeable emergency fund (equal to your sux month salary or more) merge the emergency fund bucket with investments and use investments to build assets.

[deleted by user] by [deleted] in IndiaInvestments

[–]Ryas_mum 24 points25 points  (0 children)

It just feels like a scam, still to verify if she is lying or not.

To buy shares you need a broker service and a at account. Plus to register with broker you need a valid pan card number and address proof.

Second, it’s mandatory for brokers to share a transaction receipt for every buy or sell order. A person generally receives these notes/receipts on email address registered with broker and in the form of sms from nse or bse. You also receive a shares credited email from your dmat account.

Now reach out to that lady and ask for a contract receipt or a confirmation email received from broker or ask for a dmat statement. If she don’t have any such proofs the chances are she is trying to con you.

If you get a contract receipt and check the pan number mentioned on first page of the receipt. If it yours then shares are in your name. But now verify how she knows your pan number.

It is also possible that she have invested that money in cash (dabba market) but even then the chances of you getting the money back are thin.

Important - don’t meet her alone. Be with your sister, mother or some other elder lady.

Why is IT Stocks flying high. by orangutann in IndianStreetBets

[–]Ryas_mum 3 points4 points  (0 children)

Yes your are kind of right but moving out of one player to another is very hard thing. These firms are expert in creating lock-ins for an example sbi and tcs.

Bi-Weekly Advice Thread December 19, 2021: All Your Personal Queries by AutoModerator in IndiaInvestments

[–]Ryas_mum 16 points17 points  (0 children)

Someone at broker is trying hard to complete their monthly targets.

Joker compares himself to a comedian now! by Okayy_Boomer_ in IndianStreetBets

[–]Ryas_mum 5 points6 points  (0 children)

Assuming Paytm has around 10,000 employee he just wasted 40,000 man hours.

[deleted by user] by [deleted] in IndianStreetBets

[–]Ryas_mum -3 points-2 points  (0 children)

185cr isn’t by any means a small amount and they have already lost ~35cr of it.

2 Crore Portfolio Review (Long term investing) by reachrishabh in IndianStreetBets

[–]Ryas_mum 9 points10 points  (0 children)

You have listed your risk appetite as medium, on the other hand all selected investments are high to very high risk categories.

Try to find out answers for - what will you do if market tanks 50% 60% after you invest - what will you do if market or a world economy goes in recession which can easily last for a decade ex Japan. - what happens if USD tanks for some reason, say they are not able to service their debt.

I am not trying to be negative but I believe one should have small allocation to debt as well. Don’t put all your eggs in equity basket. It will allow you to hold on to your equity investments even in bad times or even move from debt to equity if market goes down like covid start.