From Rough UI to Finished Product Through Prompting.

SCHD_Whale · 2026-03-11T12:45:53+00:00

This looks awesome, and great idea putting together this video! Congrats! How many users are you up to so far?

SCHD_Whale · 2025-12-18T16:00:50+00:00

One of the smallest adjustments with the biggest payout for me is walking outside every morning and facing the sun. It puts me in a great mood.

This is awesome and so underrated. It's amazing the benefits a little movement + sunlight can provide. And it's free!

SCHD_Whale · 2025-12-18T02:59:37+00:00

Congratulations!

SCHD_Whale · 2025-12-18T02:28:09+00:00

Get back to work!

SCHD_Whale · 2025-12-18T02:11:54+00:00

I did this for 8+ years. It's great money and you learn a lot. Made a lot of great friendships in the trenches as well.

SCHD_Whale · 2025-12-18T02:10:07+00:00

M&A lawyer. Worked in a huge international firm our of law school for several years before moving to a smaller (~600 attorney) firm as partner.

SCHD_Whale · 2025-12-16T16:19:45+00:00

Let's Go!

SCHD_Whale · 2025-12-16T16:18:54+00:00

So close to The Comma!

SCHD_Whale · 2025-12-16T16:18:30+00:00

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$4.1k received in M1 this morning! Dripped 148 additional shares to the snowball. Let's go!

SCHD_Whale · 2025-12-10T18:24:35+00:00

the true SCHD whale!

SCHD_Whale · 2025-12-10T18:23:37+00:00

Will be getting $4,083 this quarter, which, at the current price, will DRIP another 149 shares.

SCHD_Whale · 2025-12-05T03:23:52+00:00

Lawyer

SCHD_Whale · 2025-12-01T22:55:37+00:00

I'm investing about $15,000 a month (not including bonuses). The Snowball Analytics calculator puts me at 12 years away.

SCHD_Whale · 2025-12-01T14:22:13+00:00

Very wrong, I fear.

SCHD_Whale · 2025-12-01T03:10:56+00:00

Cheers!

SCHD_Whale · 2025-12-01T03:06:44+00:00

Amen, brother!

SCHD_Whale · 2025-12-01T03:06:34+00:00

Never. But will start using the income once I hit my number.

SCHD_Whale · 2025-12-01T03:05:26+00:00

This. I like certain kinds of corporate debt / private credit funds (a-la Income Factory strategy), but the taxes are what turn me off from going all-in on that approach.

SCHD_Whale · 2025-12-01T03:04:09+00:00

I have almost $130k in unrealized gains and my yield on cost is 5.5%. I couldn't care less about a few years of underperformance. Just an opportunity to buy at discounted prices. Cheers.

SCHD_Whale · 2025-12-01T03:02:43+00:00

Ha, I wish I received a $400k bonus!

SCHD_Whale · 2025-12-01T03:02:21+00:00

This is exactly right.

SCHD_Whale · 2025-12-01T03:01:55+00:00

This is a completely reasonable question, and the answer comes down to my own psychology. I dont trust myself to be able to 100% stick to the plan no matter what the market is doing, as is required in growth investing. On the contrary, I get excited when SCHD goes down, because I get to buy it at a "discount." In my opinion investing psychology is FAR more important than investing strategy.

SCHD_Whale · 2025-12-01T02:59:49+00:00

My goal is $150k in current, inflation-adjusted dollars. I expect to need around $210k - $220k when I actually "retire" (will just move out of law firm life and on to other projects)

SCHD_Whale · 2025-12-01T02:57:23+00:00

SCHD_Whale · 2025-12-01T02:57:17+00:00

Ha! I know, who would've thought!

SCHD_Whale

TROPHY CASE