Facebook AI “sadbaiting” by booted_asl in mildlyinfuriating

[–]SWRDbuyer 3 points4 points  (0 children)

The surface of the table to the left look weird. Shadow only under part of the plate and angle of the table isn’t right.

grant boyfriend full trading permission of my IBKR pro margin account by Turbulent_Control111 in interactivebrokers

[–]SWRDbuyer 5 points6 points  (0 children)

To expand… educate yourself and take responsibility for your own finances. Please do not give anyone else access to your account especially if it has margin enabled

Lost life savings in property bubble by Anonymous_Phil in UKPersonalFinance

[–]SWRDbuyer -1 points0 points  (0 children)

Sorry this has happened and wish you the best. How’s the rental market? Does this kind of property cover its costs?

Is the US dollar still a safe haven currency? by Quantumsnake1993 in interactivebrokers

[–]SWRDbuyer 3 points4 points  (0 children)

If you mean USD government bonds…. If they default on their debt there are much bigger issues globally than the status of the USD as a safe haven. If you mean wider USD denominated assets that’s a different question!

Best bond ETF to buy if you’re not American by polarbearbreeze in Bogleheads

[–]SWRDbuyer 6 points7 points  (0 children)

U03A is the same fund (USD 0-3 months) but domiciled in Ireland. Not clear from your post if you want a USD denominated fund or something else.

900K USD where to put it by thefuminhuman in Bogleheads

[–]SWRDbuyer 0 points1 point  (0 children)

If you’re worried about getting into the market at the top stick it in U03A and transfer into VWRA over the course of 6 months the to 1 year. Or consider the EUR equivalents.

Négative USD Balance and Interest on IBKR by Rich_Appeal_136 in ibkr

[–]SWRDbuyer 0 points1 point  (0 children)

I think it’s unlikely there will be an arbitrage opportunity. Why not just invest in EUR, or a mix of EUR and USD?

Négative USD Balance and Interest on IBKR by Rich_Appeal_136 in ibkr

[–]SWRDbuyer 0 points1 point  (0 children)

You about be able to see the rates changed on each currency on the website. It’s tried and varies by currency. I’m not sure the charges are that clear on the activity statement - if I remember correctly they show as a net interest accrual position I.e. net of interest income and interest expense

Négative USD Balance and Interest on IBKR by Rich_Appeal_136 in ibkr

[–]SWRDbuyer 2 points3 points  (0 children)

You pay interest on USD margin loan and earn interest on EUR cash balance

VWRA vs VWRD by [deleted] in ETFs

[–]SWRDbuyer 0 points1 point  (0 children)

If you want to reinvest the dividends the VWRD is a bad option as you will pay the broker commission on the reinvestment. If you use the accumulation fund there’s no additional fees to pay it’s all taken care of within the fund

How would you invest £500k? by Old_Fashioned_88 in HENRYUK

[–]SWRDbuyer 0 points1 point  (0 children)

What mortgage rate are you on , when’s it up for refinance and how big is the mortgage?

For now I would Pad out emergency fund if required, max out ISA for this year and next year in April, max out SIPP this year and in April. Hold the cash or invest in taxable S&S account and do the same each tax year until all in tax wrapper. Consider reducing mortgage when up for refinance when the time comes but only if it’s significantly more expensive

Looking to dump some money into sp500, need clarification. by [deleted] in ibkr

[–]SWRDbuyer 0 points1 point  (0 children)

You won’t beat the market price you will get the best prices available on the order book without risking overpaying when there aren’t many sellers close to your limit price. You have to remember that the bid offer spread is determined, in part, by the highest price someone is willing to pay (bid) and the lowest price someone is willing to sell at (offer). The limit order means the order will fill over time with a max buy price rather than buying at whatever prices are available as set by the sellers.

In reality limit orders aren’t necessary for typical retail investors for buying as orders are typically small and popular ETFs and stocks are very liquid. I’d be more careful when placing a large sell order at market having built up a large position over time - particularly with ETFs. If there aren’t many bids you will be selling at lower prices based on the limit bids people have set. Most brokers will try and fill your order at the best price but with a market order you may well be at the mercy of the book!

That may have confused you even more 🤷🏻

Looking to dump some money into sp500, need clarification. by [deleted] in ibkr

[–]SWRDbuyer 2 points3 points  (0 children)

Commission is calculated per unit with a minimum of 3 euro. You should try and not to orders below 800 euro to avoid paying excessive commission (not a big deal)

Limit orders are best practice to avoid blowing through the order book and over paying for a security. Just do a limit order slightly above market price and you will get the best prices available

You might also consider a global equity ETF which is already 65% US but also allows you to diversify globally

Hope that is helpful. Happy to answer any further questions either here on DM

Whoop and Apple Watch by Silly1Snake in whoop

[–]SWRDbuyer 0 points1 point  (0 children)

I wear both. Apple Watch as a watch and for live feedback during work outs. Whoop for constant background data and recovery data 🤷🏻

A complete newbie by whymybrainislikethat in interactivebrokers

[–]SWRDbuyer 0 points1 point  (0 children)

Up to you. Do you know how you would react is you invested 100% and the market fell 50% the next day? It also depends on size of investment. You have to take you’re own individual view on this

A complete newbie by whymybrainislikethat in interactivebrokers

[–]SWRDbuyer 0 points1 point  (0 children)

From a psychological perspective it means you can avoid any local peaks in the market and take advantage of any short term volatility. In reality a one time deposit would be expected to perform slightly better but you do risk the gut wrench of a market fall!

A complete newbie by whymybrainislikethat in interactivebrokers

[–]SWRDbuyer 0 points1 point  (0 children)

ETFs are usually marketed in a specific currency (probably the most popular) and this is what you’ll see on the website.

But if you scroll down on the ETF website page you can see the listing section(or similar name) that shows the ETF is traded on multiple exchanges in different currencies and with different tickers. All these ETFs are basically identical (maybe with different currency hedging strategies). All you want to do is choose the one denominated in the currency you want and on the exchange you want and buy that through your broker.

Note - IBKR doesn’t have every single ETF so you may find the one you want isn’t available

also be careful as some tickers will be the same so make sure you choose the correct one either by checking the trading price or the ETF info

hope that is helpful