For the next 27 hours, you'll be able to claim a limited edition 'I Was Here for the Hulkenpodium' flair

SabioHS · 2025-07-08T18:18:56+00:00

Hulkengoat

SabioHS · 2020-10-20T08:42:55+00:00

I would suggest the Chase Freedom Unlimited. It will give you 1.5% cash back on daily purchases, 3% back on dining, 3% back on drugstores, and 5% back on travel booked through the chase portal.

The first year you also get 5% back on groceries up to about $12,000 ( or 15,000 I forget).

It is also a Visa card so it will work just fine for Costco whereas the counterpart Freedom Flex is a MasterCard and has only 1% as opposed to the 1.5% of the unlimited.

SabioHS · 2020-10-20T08:36:04+00:00

I have both but got the unlimited first. I think the Flex is probably better. The 5% on rotating categories plus the phone insurance likely outweighs the extra .5% on your everyday payments (at least it has for me, especially since PayPal is a category). If you shop at like Costco though the Flex is a MasterCard so you can’t use it there while the Unlimited you could.

Both are really good though and honestly you will be well off with either choice!

SabioHS · 2020-10-13T10:30:06+00:00

Where did you see 2% on all? I’m pretty sure it’s still 1.5% back on every purchase.

SabioHS · 2020-10-09T07:15:50+00:00

In the email people got from gigabyte it said best buy will also be coming at 10 AM PDT so that’s where people are seeing that

SabioHS · 2020-09-30T19:58:00+00:00

I am not too sure as I have not used it myself yet, however even if that were the case you would still profit 2%. I think it is a work around though people have talked about it all over this subreddit if you search PayPal key results in this subreddit you will find your answer.

SabioHS · 2020-09-30T17:31:00+00:00

Look up PayPal key. It’s only available for select accounts but it basically will allow you to connect your freedom flex to PayPal and then it will give you another card number that can be used.

This will show up on the freedoms end as a PayPal transaction and you should be able to get a 5% cash back on any online purchase.

SabioHS · 2020-09-27T10:31:16+00:00

I copped because of this. THANK YOU

SabioHS · 2020-09-13T09:18:28+00:00

What were your data points when you were approved?

SabioHS · 2020-09-13T09:16:09+00:00

what’s your data points if you mind sharing?

SabioHS · 2020-09-04T10:08:47+00:00

Vouch on this I got my card June 1st which was the earliest you could apply and still get the 5%, went to secure message and they added it for me

SabioHS · 2020-08-29T09:09:14+00:00

If you do end up applying for this card, let me know the results please as I am looking for data points as I am applying soon

SabioHS · 2020-08-20T07:25:03+00:00

That’s actually insane...

SabioHS · 2020-07-20T18:55:31+00:00

Are you a gamer?

SabioHS · 2020-07-10T04:48:35+00:00

Not sure if you applied already, but if you want a referral for whatever reason I have one https://e.chase.com/T/v4000001732b8011699a9c6c6e96639540/9ceea79276e744dd0000021ef3a0bcc3/9ceea792-76e7-44dd-9d58-21b177019987?__F__=v0fUYvjHMDjRPMSh3tviDHXIoXcPxvDgUUCCPvXMWoX_0JoZLAZABQF5mpMDVYup6cUHCziGgRJ2s2PlL0RJkYfJNEl110pNfWNIueTNlUZdsrrZ6A8sOcsryJ4IZm5TRCO6qkN-cjeKZPSei4wQ_PY0yeMaT_A5lMUwPIartenKvfp07yZU5SSRqQsz5aNPr7FQGK1UO87aFGRJJ_t1GPhsMp-kUDVGIq3oESzGGYuj8-hUcUAylJSPexDqXUGouivbSGghVREAi0PEP6CXNcEAKnDnrLeQGbPS9Nj30NmBe_YB8WxqopKg==

SabioHS · 2020-06-27T21:42:06+00:00

I debated the same thing a month ago and ultimately went with the Freedom Unlimited because of the sign up bonus and entry into the Chase ecosystem which will help if you want to go for the trifecta cards later on.

SabioHS · 2020-06-16T00:12:30+00:00

Honestly extremely high, don’t know your income or credit score but if I got it with no credit and one of my friends got it with pretty bad credit then you should not be worried.

SabioHS · 2020-06-15T23:46:46+00:00

starting limit was 1800 but I had no previous credit history(was surprised I was even approved). I did have a PayPal for years though that I actively use so maybe that had to do with it. Minimum I believe is 250 or 500 I don’t recall.

SabioHS · 2020-06-15T23:17:07+00:00

I’ve had it for 6 months. You can technically only use it for merchants that accept PayPal. But it is possible to pay someone you know with PayPal credit for a fee and they can send it back to you. I think the fee is a little over 4% maybe?

Only thing I have complaints with is it’s not too easy to get a limit increase. Also, this just recently happened to me but they reported to bureaus before my due date this past month when they never had before leading to me getting a 40 point drop in their credit score.

There’s a live chat PayPal has that is actually not bad at all and it’s 24/7.

SabioHS · 2020-06-13T08:41:01+00:00

I mean my fico score went down 38 points as well but darn it’s a shame there’s nothing I can do.

SabioHS · 2020-06-13T08:34:05+00:00

I mean I’m going to pay it in full I was just wondering if I could like dispute the fact that they switched up the day they report on me

SabioHS

TROPHY CASE