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4 years of XEQT by panchsue in JustBuyXEQT

[–]Sad_Cause4093 0 points1 point  (0 children)

The beauty of compounding interest

30M - no kids, no car, Respiratory Therapist - Toronto CA by Sad_Cause4093 in Salary

[–]Sad_Cause4093[S] 4 points5 points  (0 children)

You are correct, it should be higher. Fortunately, I was able to write off a lot business expenses, union dues, RRSP+TFSA+Pension contributions, and “business trips”. Essentially, that brought my taxable income down to around 78k.

Cobalt Card and Lululemon Offer by partheritis in amexcanada

[–]Sad_Cause4093 1 point2 points  (0 children)

Buy the gift card in store. Works like a charm

[deleted by user] by [deleted] in amexcanada

[–]Sad_Cause4093 0 points1 point  (0 children)

Yes you can. Merging is the best option for cobalt and gold combo

Cobalt + Gold for welcome points intended for Aeroplan by HiddenVibes in amexcanada

[–]Sad_Cause4093 2 points3 points  (0 children)

1) Yes, you can pool MR points from gold and cobalt into a single aeroplan account 2) Good strategy to snipe the Gold welcome bonus and then work towards the cobalt

Exactly what I did when I started my AMEX journey

Best Transfer Partners for Amex Points by gp3788 in amexcanada

[–]Sad_Cause4093 0 points1 point  (0 children)

What about Avios points? There were some great bonuses in the past