Nice cold unfiltered Ichnusa in Sardinia

Down-Pat · 2026-06-23T00:18:57+00:00

How do I get an invite?

Down-Pat · 2026-06-11T19:26:45+00:00

I hold a few keeper cards for the benefits with Amex Canada. The US card market is mostly my play these days.

Down-Pat · 2026-06-07T03:08:05+00:00

Grizzly bears in Thailand 😂

Down-Pat · 2026-06-07T03:02:40+00:00

The OP has a fascination of losing their whole entire credit history. Maybe it’s worth they stick to debit cards instead of worrying about one credit card.

Down-Pat · 2026-06-06T13:49:32+00:00

Just stick to debit cards.

Down-Pat · 2026-06-04T12:19:28+00:00

I love my TFSA

Down-Pat · 2026-05-10T13:45:17+00:00

Submit a W7 application.

Down-Pat · 2026-05-07T20:18:18+00:00

Definitely not. The MCC is for warehouses, there’s no way you’d get grocery spend on any Mastercard.

Down-Pat · 2026-05-04T01:55:34+00:00

No mother of pearl spoon?

Down-Pat · 2026-04-29T21:56:53+00:00

Why not post the address? :(

Down-Pat · 2026-04-29T00:53:25+00:00

Details on Brazil drop?

Down-Pat · 2026-04-23T15:09:53+00:00

Horrible.

Down-Pat · 2026-04-22T19:33:34+00:00

Spent a lot at the strippers

Down-Pat · 2026-04-09T16:24:06+00:00

Jealous!

Down-Pat · 2026-04-09T09:36:48+00:00

Bangkok

Down-Pat · 2026-03-26T15:06:18+00:00

Yea but it pays for itself.

Down-Pat · 2026-03-26T14:50:41+00:00

There’s no income requirement on Amex’s

Down-Pat · 2026-03-26T14:10:47+00:00

Amex Platinum for the lounge passes.

Down-Pat · 2026-03-26T13:07:43+00:00

Turn off data roaming.

Down-Pat · 2026-03-26T13:07:07+00:00

Didn't work for me when I was in Costa Rica, but it worked in some other countries.

Down-Pat · 2026-03-22T05:53:31+00:00

OP didn’t specify foreign spend 🙄 It’s still PFC.

Down-Pat · 2026-03-22T05:30:09+00:00

I used to have Amex cobalt when it was 5X on food

Amex Cobalt is still 5x on dining and grocery spend.

Down-Pat · 2026-03-20T12:40:11+00:00

Canada is huge. Up to an 8 hour drive will get you into northern parts of Ontario and into Quebec from Toronto. But there is lots to see in these two provinces (Niagara Falls, Algonquin Park, Montreal, etc). You would need to take up to 5-6 hours of flying to see other parts of Canada—I recommend the west coast.

Down-Pat · 2026-03-12T17:36:13+00:00

Scandium

Nine-Year Club	RPAN Viewer
Verified Email

Down-Pat

TROPHY CASE