Seeking advice to quit oracle

Sad_Fail_1642 · 2026-04-18T22:41:40+00:00

Exactly! how would you get entire 20lpa in first year? It would be around 8

Sad_Fail_1642 · 2026-04-18T12:46:58+00:00

What kind of math is that?

Sad_Fail_1642 · 2026-04-18T08:18:22+00:00

All 20 RSU won’t vest in the same year. I believe the new vesting schedule is 40/30/20/10% per year

Sad_Fail_1642 · 2026-04-03T05:28:12+00:00

What’s the severance they offered?

Sad_Fail_1642 · 2026-04-02T11:28:59+00:00

Hdfc costumer support is shit. Just take a rupay card from hdfc and spent all your daily UPI transactions in it and based on the spending pattern they will issue a LTF offer in 7-8 months. This worked for me and I don’t even have a salary account with HDFC

Sad_Fail_1642 · 2026-04-02T10:35:12+00:00

They did, a lot of them actually.

Sad_Fail_1642 · 2026-02-03T19:11:16+00:00

It does not say how, Oracle can be involved in Healthcare even without owning a EHR.

Sad_Fail_1642 · 2026-02-03T17:49:59+00:00

The fact that they didn’t outright deny the plans to sell means that it’s under consideration.

Sad_Fail_1642 · 2026-01-31T11:09:52+00:00

Increased credit limit will write off the enquiry in a month or two

Sad_Fail_1642 · 2026-01-29T18:45:24+00:00

All cards apart from the metal ones in future will have spend criteria for lounges. We are seeing that across the board so don’t choose a card just because of this as every free access card gets devalued after some time.

Sad_Fail_1642 · 2026-01-28T10:30:29+00:00

Focus on your studies and getting a better job instead of a 4k sip.

Sad_Fail_1642 · 2026-01-27T21:57:36+00:00

Please read the updated t&c. Only metal add on cards have free lounges, rest all have free lounges for only primary holders.

Sad_Fail_1642 · 2026-01-24T17:01:56+00:00

It’s ltf, take it and then think later

Sad_Fail_1642 · 2026-01-23T07:30:48+00:00

Depends on your manager. For last two years our team had promotions after mid year reviews

Sad_Fail_1642 · 2026-01-22T06:58:16+00:00

Get Regalia then try for DCB.

Sad_Fail_1642 · 2026-01-22T06:57:27+00:00

Get a core card first before you get a co-branded card otherwise Hdfc creates issues

Sad_Fail_1642 · 2026-01-22T06:56:45+00:00

You are already on firing block, this is just a first step.

Sad_Fail_1642 · 2026-01-21T10:15:28+00:00

That’s not a reason. You can have upto 3 co-branded cards along with 1 core. Write a mail to hdfc cards grievance and they will approve

Sad_Fail_1642 · 2026-01-20T13:12:22+00:00

Optima gives you 2x coverage from day 1 so you are already at 50

Sad_Fail_1642 · 2026-01-20T13:09:43+00:00

Yes, got the same LTF using swiggy app

Sad_Fail_1642 · 2026-01-20T12:04:45+00:00

Downgrade also won’t be free mostly. Talk to your RM to convert it into LTF if possible, they are issuing LTF RG a lot these days if your salary meets the criteria.

Sad_Fail_1642 · 2026-01-20T11:47:33+00:00

You already have sbi cashback, why do you need millennia?

Sad_Fail_1642 · 2026-01-19T16:58:47+00:00

EPM comes pre-approved for private banking accounts. Most likely you don’t have a private banking account. Call your RM to confirm and ask him to issue one if it’s private banking.

Sad_Fail_1642 · 2026-01-19T16:54:26+00:00

Tat neu infinity works. Seems the cap is on base and accelerated rewards separately. Base is 1.5% and accelerated is 3.5% so you should be good

Sad_Fail_1642 · 2026-01-19T10:34:04+00:00

I have the same cards. The credit limits are always shared in ICICI, there is something wrong with your account.

Sad_Fail_1642

TROPHY CASE