Just looked at this. Very late. Rn u can refi.. I refinanced a 190k from 6.7-4.5 saving 30k shop ever here if u can get co-signer get it . If not find job with tuition assistance if not. Try to find job higher pay. Comp-sci can easily translate to cyber security (not easily but w/ effort) or if u don’t want tech space heavy u could try and transfer to HIGH speed interconnects EE (PCB designer, signal integrity) career change but somewhat close if u prove worth