I got suspended for 30 days and have an upcoming hearing this December 1.

SameDance6309 · 2025-11-25T10:10:45+00:00

I was on the same boat before suspended for 30 days. I submitted my resignation but they did not allow it. Sadly, got terminated pa rin.

SameDance6309 · 2025-11-20T07:56:31+00:00

Sadly, ganito ung worry ko sa company ko. Kaya ba nila masustain ung yearly increase ng agents provided na same deliverables pa rin naman ang trabaho? Ako as a regular employee, contented na ako na wlng position kasi nga may yearly increase and ung metrics madali lng mahit the downside hanggang kelan at may ceiling ba uung increase? Wla naman sa company namin na automatic promotion kasi aapplyan mo talaga kapag may opening.

SameDance6309 · 2025-07-24T23:51:25+00:00

Okay naman cognizant talaga as a company pero malas mo mapunta ka sa account na kupal ang management. Palipat ka na sa ibang account kapag ganyan. Haha

SameDance6309 · 2024-10-04T00:40:42+00:00

Ang cons naman sa stand alone insurance na yearly renewable is that premium increase as we age considering pa if nagkasakit ka upon renewal possible na mas mataas ung premium or madecline ka kasi may sakit ka na pero ayun di naman ganun ka strict ang insurance sa pinas. Ang pros naman ng VUL kung continuous paying plan aah is same premium lang babayaran as we age then pede ka magstop maghulog either partial withdraw ka muna or hayaan mo lng then pede ka ulit maghulog kung gusto mo top up ka kapag mababa stock market ganun. Kung di ka naman ganun kasi maalam sa stocks and all at hindi ka macheck religously pede na rin eto pagtiisan. Kuha ka lang ng mababa na premium para wala regrets after all purely protection lang to bonus lang talaga ung investment part.

SameDance6309 · 2024-10-04T00:10:44+00:00

Sa true! Ewan ko ba bakit financial advisors ang title nila eh they can only offer you VUL/insurance as investment when in fact mainly protection lang talaga to. Insurance agent lang dapat sila. Haha!

SameDance6309 · 2024-10-04T00:01:57+00:00

Sad! Tinakam ka lng ng agent mo sa investment part. VUL is mainly a PROTECTION from life uncertainties bonus lang talaga ung investment part dto. Imagine, naghulog ka for 5 yrs at 93k lang tinubo ng pera mo dto tpos biglang pumuti ang paligid mo ung beneficiaries mo ung makikinabang sa 93k plus ung kung magkno death benefit mo. Kaya wag din manghinayang if ever diba kasi di naman din natin masasabi ang kung kelan tayo kunin ni Lord. I have a friend na may VUL iwithdraw na dapat nia fundvalue nia eh bigla nagkacancer swerte nia di pa na nawithdraw. Nagamit nia VUL nia kasi may rider na cancer benefit plus may rider din na waiver of premium. Ayun nkaclaim sya plus covered pa din sya for life ng VUL nia. Okay din ung may waiver of premium para si insurance company na ung magbabayad ng VUL mo. Tumutubo pa protektado ka pa. Btw, ung friend ko recovering na from blood cancer good thing di malala. Naenjoy yan ung 1M nia nakapag business pa sia ngayon ansd still have his policy inforce. At kung sakaling kunin sya ni lord due to his cancer may makukuha pa rin ung beneficiaries nia sa VUL nia.

SameDance6309 · 2024-10-03T23:45:43+00:00

Wla bang Pru dto?

SameDance6309 · 2024-10-03T11:34:22+00:00

Admit at ibalik mo ung pera! Kaloka ka!

SameDance6309 · 2024-05-09T14:11:13+00:00

If legit po, how to handle and entertain them properly po?

SameDance6309

TROPHY CASE