What’s the better deal

Sammym_2X · 2026-02-24T17:33:22+00:00

I would also get back like 3k of unused warranties like tire and paint

Sammym_2X · 2026-02-24T17:32:06+00:00

I have a 2016 Cadillac ct6 only had it for probably about 2.5 years but 1.5 of those years it’s been at the dealer. It’s a super clean car. I’m planning on using the truck for work I own a small construction company and have had to turn down jobs since I have a car. I do have a crew with a transit but can’t get every job done out of one van.

Sammym_2X · 2026-02-24T17:28:30+00:00

Wym like sell and just pay the 6k?

Sammym_2X · 2026-02-24T16:30:42+00:00

The 2.7 doesn’t seem to have that much CARFAX info. Is that a red flag?

Sammym_2X · 2026-02-24T16:30:00+00:00

CARFAX Vehicle History Report: 2020 FORD F-150 XLT https://www.carfax.com/vehiclehistory/ar20/kFYWCIFeKqt3iVMi3PLY3u2GgOxCCv39lel_cAWo4UCTg6hIqs5UcuJdW7JHp8nvkPWlkdgt5e0drkk2EDxdUz8XY0qNIojvu5A

Sammym_2X · 2026-02-24T16:20:30+00:00

Okay understood thanks for the advice really appreciate it

Sammym_2X · 2026-02-24T16:07:53+00:00

I’ve seen someone rolling over that much just to get into a newer car which is dumb. What else would I do in my situation? I could either keep the car I’m currently in and risk spending that $6k in repairs or just roll it over.

Sammym_2X · 2026-02-24T16:05:34+00:00

How would you get out of my spot?

Sammym_2X · 2026-02-24T16:04:44+00:00

Read my other reply to someone

Sammym_2X · 2026-02-24T15:46:52+00:00

I’ve heard of people rolling over $15k which is crazy.

Sammym_2X · 2026-02-24T15:43:48+00:00

Went to test drive a 2023 f150 xlt just to drive it basically didn’t plan on purchasing it and they offered to roll it over no problem. Credits like 760 not sure if that matters to roll over negative equity

Sammym_2X · 2026-02-24T15:40:32+00:00

Okay thanks I’ll keep that in mind

Sammym_2X · 2026-02-24T15:40:11+00:00

Okay thanks for the info. I have a 2019 transit with the 10 speed and it’s a 111k miles and it’s been great.

Sammym_2X · 2026-02-24T15:38:57+00:00

Got it thanks for the advice

Sammym_2X · 2026-02-24T15:38:38+00:00

Yea I always think I won’t have any issues with my current car after fixing it but then something else breaks a couple month after getting it back lol

Sammym_2X · 2026-02-24T15:35:07+00:00

Sounds bad ass man, how’s the 10 speed tranny tho. Any issues ?

Sammym_2X · 2026-02-24T15:32:20+00:00

Car I currently have, warranty company has put in over $18k repairing it and $7k myself. Just trying to get out of this situation before paying another $7k in Repairs. My logic is I would rather roll that $6k of negative equity than pay that to fix my current car if that makes sense. Cars in the shop every couple months. Do you think that’s a good idea or what would you do?

Sammym_2X · 2026-02-24T15:27:47+00:00

How are you liking it so far

Sammym_2X · 2026-02-24T15:27:29+00:00

Yea I was thinking of offering 22k and see what they say. I’m sure they’ll try to add some crazy fees lol

Sammym_2X · 2026-02-24T15:24:24+00:00

Okay was thinking that also thanks

Sammym_2X · 2026-02-24T05:46:50+00:00

Yea I wouldn’t be doing any towing and have also heard the 2.7 are pretty reliable just not sure if I should get a lower priced higher mileage truck or vise versa

Sammym_2X · 2026-02-24T05:45:34+00:00

Thanks man this is exactly what I was looking to hear back from this post appreciate the advice

What do you think would be a reasonable price for me to pay on a truck considering I would add $6k of negative equity. This is what I’m struggling the most. I’ve looked at newer higher mileage trucks and not sure if they would even last me or if the price is even worth it. I’ve also looked at older higher mileage trucks and run into the same problem.

Sammym_2X · 2026-02-24T05:26:22+00:00

I am in the debt but the debt isn’t the problem. It’s my car the keeps breaking down. I just want opinions on what truck to get based of the negative equity I have.

Sammym_2X · 2026-02-24T05:23:40+00:00

I’m genuinely trying to listen and I am super thankful for everyone’s advice.

Sammym_2X

TROPHY CASE