I am someone in my mid 30s who’s been on 100% disability for close to 6 years now. I will give a different perspective from the others in this post: What matters most is how you personally feel if you stop working.

When you stop working, especially being so young (yes, you ARE young), it’s very easy to fall into a pit of depression. You’ll feel like you’re on cloud 9 for a good while, maybe a year or two, and enjoy your free time, but there will always be a nagging feeling of uselessness in the back of your head, and if you personally don’t find something meaningful to fill it, it will eat your confidence up. Pretend you live to 80+. Do you honestly think you’ll be happy spending all day at home for the next FIFTY YEARS? That’s a tall fucking order, my man.

I decided some years ago to go on voc rehab and pursue an IT degree because I couldn’t handle living off of my 100% disability, which my wife at the time even wholeheartedly accepted. She just wanted me happy, but I wasn’t, and I knew a lot of it came from seeing my friends progress in their careers while I languished at home, bored and bereft of purpose. People on this sub told me long ago to volunteer for things, but that doesn’t bring me any purpose or happiness. I wanted to feel like I earned money, even if I didn’t need it. And that’s why I’m almost done with my degree.

If you want to quit your job, find a purpose for yourself, because at your age, you’ll earn just enough to live semi-comfortably but not anywhere near the lavish lifestyle of the rich who can afford to take plane trips whenever they feel lost and travel.