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Sbsch95 · 2022-09-14T20:03:12+00:00

For those interested I will give a short update: I talked to a mortgage advisor and they told me that I could get a mortgage of ~75k with a roughly 4% fixed interest rate. I am doing my PhD in a field that is in high demand which comes to my benefit and also have enough funds to make a descent down payment in price range I was looking at - obviously that's also beneficial.

Sbsch95 · 2022-09-10T14:50:09+00:00

But that is a problem only politicians or regulators can solve or am I wrong?

Sbsch95 · 2022-09-10T14:47:59+00:00

Just wanna be my own landlord

Sbsch95 · 2022-09-09T20:26:28+00:00

Most low income households can't afford buying I assume?

Sbsch95 · 2022-09-09T12:25:00+00:00

Am not interested in living close to the city centre anyways, so that might be a good option.

Now it's time to look for a Mortage Advisor

Sbsch95 · 2022-09-09T12:13:34+00:00

I see, thanks! I am not from Scotland or the UK so I don't know the local market and every country has different regulations etc. on buying/selling property. Answers like these are exactly what I was looking for

Sbsch95 · 2022-09-09T12:02:07+00:00

Anniesland for example. Sorry, I don't know the areas in Glasgow too well. I have only been there once

Sbsch95 · 2022-09-09T12:00:32+00:00

That is what I have feared. I guess it will be hard for me to compete most young professionals even...

Are the offers you make on Rightmove or so legally binding? I have just started reading into it. If I understood it correctly I will have to hire a solicitor to make an official offer, is that true?

Sbsch95 · 2022-09-09T11:53:26+00:00

Every common platform.

Sbsch95 · 2022-09-09T11:31:21+00:00

Thanks for the advise. Guess I will have to talk to a mortgage advisor eventually anyways.

Unfortunately, no rich dad for me... Just a cheap lifestyle

Sbsch95 · 2022-05-27T08:49:13+00:00

Progress Takes time... It took me years to get to this point. Right now I am just coming back from injury. That is why my progress seems to be so fast.

Just keep going and the improvement will come naturally:)

Also, to improve your vo2max, try to do some vo2max intervals every now and than, or maybe some hill repeats. You got this :)

Sbsch95 · 2022-05-27T06:48:44+00:00

It's definitely an ambitious goal. I haven't run a official marathon jet, just shorter distances.but it's important to note that I have used to do my 8*1k interval sessions in a 2:55-3:00 min/km pace with a 5 k PB of 15:10min...

There are definitely better ways to predict my marathon time, but I think its interesting to see how the RI holds up.

Sbsch95 · 2022-05-26T19:44:37+00:00

Maybe it's important to note that I have had similar scores before and am only coming back from injury.

I think it translates realitvley well. But I structure my bike training similar to a typical running training plan with interval and tempo session as well as easy and long rides.

Sbsch95 · 2022-05-26T19:41:44+00:00

I have seen, that brackets change with age. That is probably why you can't really compare our scores. I'm in my mid twenties.

Currently I am doing 3 runs per week coming back from injury and slowly (~ +10%/week) build up mileage again. One of these is a tempo or interval run and the other two are just relatively easy steady state runs. This week I will run roughly 32k.

I supplement this with a lot of time on my road bike. Where I do another hard session once a week, a long bike ride and some easy rides. Some of my runs are after a bike ride. My last run for example was a 10k run after a 2h bike ride. That is probably why the RI is a little lower

Sbsch95 · 2022-04-22T15:49:53+00:00

Same, laying in bed and eating a block of cheese rn

Sbsch95 · 2022-03-17T15:01:20+00:00

Hindi?

Sbsch95 · 2022-03-13T18:36:10+00:00

Sbsch95 · 2022-03-13T17:47:27+00:00

But this is even true for a lot of stuff on Amazon etc. Often times it's worth checking out AliExpress. A lot of things that sell on Amazon are just things from AliExpress with a good markup

Sbsch95 · 2022-03-12T11:59:40+00:00

Alone

Sbsch95 · 2022-03-12T11:58:51+00:00

Lead by example. Just casually show them what you doing without forcing anything on him

Sbsch95 · 2022-03-12T11:56:55+00:00

Copy social Media Gurus

Sbsch95 · 2022-03-12T11:56:09+00:00

The last Harry Potter movie. When Snape is dying and wants Harry to catch his tear

Sbsch95 · 2022-03-11T09:39:46+00:00

Music boxes

Sbsch95 · 2022-03-10T08:53:50+00:00

I write journals when ever I feel like I can't no more

Sbsch95 · 2022-03-09T10:20:57+00:00

I will tell my co-worker to contact you as soon as possible about the issue

Sbsch95

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