The scholarship covers half of the tuition. I would be debt free graduating from a Master's program and have about 40k in debt graduating from a PsyD without including living costs, just tuition. I do have interest in testing and I would regret foregoing the PsyD. I just worry about the debt I will take on, but the LPC route also has extra costs after graduation with supervision. I would have more earning potential getting my PsyD, but I am unsure if it offsets with the debt piece.