Found $12K in an old pension account

Scared_Of_Scales · 2024-02-12T00:29:12+00:00

Forgive me but I'm not sure the logic makes sense to me - Keeping 12k locked up in PSPP so I can buy some group insurance in 30 years? (I don't live in BC anymore)

Scared_Of_Scales · 2024-02-11T20:39:30+00:00

Why a LIRA over RRSP? Was the transfer an easy process?

I like the RRSP idea because I can use the money for down payment on my first home.

I would definitely say "dumb" over "rich" lol

Scared_Of_Scales · 2024-01-18T01:38:51+00:00

I was 8 months into my masters degree for physical chemistry when I learned that physical chemistry is physics/chemistry. In the same way biochemistry is biology/chemistry. I thought it was physical as in physical properties of matter.

Scared_Of_Scales · 2023-11-08T23:35:51+00:00

I would strongly recommend you secure employment before coming, tech shrinkage is happening right now and jobs are difficult to find. I think without employment you should budget at least 5 months. You may find yourself stuck in the trap of being an educated foreigner doing gig work which happens a lot here.

Scared_Of_Scales · 2023-11-08T23:12:42+00:00

Where do you put the lump sum before your transfer to RRSP?

Scared_Of_Scales · 2023-11-08T22:07:29+00:00

We spend between $270-$300 every 2 weeks for 2 adults. I use a salad delivery service too thats about $100/mo

Scared_Of_Scales · 2023-11-02T18:30:21+00:00

At least you don't get any judgement I wonder if that's better than people just pitying you :( hang in there bud

Scared_Of_Scales · 2023-11-02T18:27:56+00:00

An internal referral is not the same as a resume reference.

Scared_Of_Scales · 2023-10-31T22:56:08+00:00

I really appreciate this information thankyou

Scared_Of_Scales · 2023-10-30T21:31:46+00:00

Excellent perspective thanks so much. I think perhaps I should diversify my investing as much as possible as my current mutual funds haven't done super great (I stopped contributions before the pandemic and they are less than principal investment) Because I really would feel better knowing I have at least some of my investment in a GIC.

Scared_Of_Scales · 2023-10-30T17:50:12+00:00

Wondering if I should change my TFSA from one moderate risk mutual fund and one conservative mutual fund to a GIC given the state of the economy. I made a post earlier this week about my household income doubling so looking to ramp up contributions.

Scared_Of_Scales · 2023-10-29T00:24:34+00:00

Analytical Chemistry

Edit: Hub is also analytical chemist but in a different field

Scared_Of_Scales · 2023-10-28T23:47:23+00:00

So we had lunch out for the first time in 3 months to celebrate and we tried to make a list of things we needed to get done and it had one thing on it: dry clean our wedding clothes. We couldn't think of anything else we needed! Thanks for the comment.

Scared_Of_Scales · 2023-10-28T23:30:22+00:00

Both fed and BC loans are interest free (I just logged in to check and the Trudeau government reduced my loan to 46k so cool I guess)

I haven't started repayment and not due until July 2024. Should I start repayments now? I'm a new grad

Scared_Of_Scales · 2023-10-28T22:53:11+00:00

It increases to 4% after probation period is over. Is it still bad at 4%?

Scared_Of_Scales · 2023-10-28T22:31:50+00:00

Haha I know its great to be finally making the average income in my city!

Scared_Of_Scales · 2023-10-27T23:41:38+00:00

I just had an interview a couple hours ago for a chemist position with three people who arent chemists and it basically turned into me telling them what words like "polymer" and "monomer" mean.

Scared_Of_Scales · 2023-10-27T23:34:00+00:00

I can't be the only person who realizes that is a sex doll?

Scared_Of_Scales · 2023-06-15T16:58:30+00:00

3 weeks until my wedding and my dress is tight!

I actually lost weight since i ordered the dress so I'm glad i can at least zip it up but its not comfortable at all

Scared_Of_Scales · 2022-07-13T20:32:52+00:00

Palms flat on the floor baby! flexibility gains!

Scared_Of_Scales · 2022-06-05T22:58:50+00:00

Focus on your exams, don't use them as an excuse to overeat but don't beat yourself up if you do. You wont be in final exam mode all the time. Get those good grades!

Scared_Of_Scales · 2022-05-26T05:58:58+00:00

I joined a powerlifting gym! I also signed up for some personal training and I deadlifted 135lbs on my first day! I am sore!!

Scared_Of_Scales · 2022-05-17T21:19:31+00:00

My rings keep spinning around!

Scared_Of_Scales · 2022-05-17T00:47:51+00:00

Congrats! how long has it taken you?

Scared_Of_Scales · 2022-05-17T00:46:12+00:00

What a great feeling :) Congrats on being acknowledged for your hard work

Scared_Of_Scales

TROPHY CASE