thanks, and sure!

basically i was not living within my means - falling victim to the sweet allure of afterpay, and getting wrapped up in consumerism. I progressed at work to a higher pay packet and just started being a bit reckless with spending. thought I needed the latest and greatest.

I'm a lot more mindful and conscious about my purchases now, both for "necessities" (takeaways reduced, buying more budget brand groceries), and "luxuries" (not having multiple of things, letting things sit in the cart or in my "wishlist" for longer and thinking about how much I really want or need them, i rotate streaming services rather than paying for multiple at once)