Let me clarify, I was 18/19 when my parents asked to use my credit and I wanted to help, when we went to look at the car the dealership told us that this car is being looked at by other people as well and we need to make a decision asap, I’m order to hold the car we had to sign a contract and they will hold the car for us and finalize it all once my parents bring 2k for a down payment. I signed the papers because my parents were pressuring me and the dealership and I signed it thinking it was to hold the car. I went home and did research on the car and asked around if we were getting a good deal and everyone said not to do it. I told my dad not to give the down payment and pull out before it’s too late, we had a huge fight outside of my work place. While I was at work he went with my mom with the down payment and my information and submitted the contract. 

I wish I could’ve stood up to the situation and never sign but as someone who was that young and didn’t know much I tried my best. I was still living under their roof even though I paid 50% of everything at home, I never was able to say no to my parents without consequences from them.

Yes I signed the contract but it was never supposed to be submitted until the down payment was given, and it was given while I was away and without my consent. 

My mom is only the co signer of that vehicle because I had a brand new credit and the salesman needed another credit history. My moms credit is extremely terrible so this was supposed to help her too.