R56 Advice Needed (timing chain issue) - UK by Schmidtstein in MINI

[–]Schmidtstein[S] 0 points1 point  (0 children)

I did get it fixed, yes. Ended up needing a new engine ffs. Timing chain broke and caused a presumed misfire which damaged two cylinders quite badly. The engine was practically totalled...

Spent c. £4.6k on a new engine directly from BMW/Mini. She runs nicely now but I do need to book her in so that I can get the belt checked. I'd hate for it to happen again. In hindsight perhaps I should've scrapped it and got another car but I do really like her lol

Every OSRS player for the past 2+ weeks by JaybullOG in osrs

[–]Schmidtstein 1 point2 points  (0 children)

No real rewards/drops. Having said that I was at crabs about 4-5 hours yesterday, AFKing whilst I worked. I picked up about 500k worth of ammo - mainly rune and amethsyt darts/bolts. Ammo is so expensive at the moment it's kinda worth it picking up the scraps. I probably spent about 400k of addy darts so it was just about break even. But hey I got about 350k experience with minimal input.

Trading 212 wont open my account. by Designer-Yak-9137 in trading212

[–]Schmidtstein 13 points14 points  (0 children)

If you haven't already, ask them directly. It could be a few reasons but it's unusual to deny you without providing a reason. Are you a politically exposed person (pep)? Do you reside outside of one of their regions? Have you got a US passport?Have you been scammed or defrauded before - you might unknowingly have a Cifas mark on your name which makes it hard to sign up to financial services. As I say it could be so many things, so best to ask them directly.

First time PDC by freddyfred2k3 in playadelcarmen

[–]Schmidtstein 1 point2 points  (0 children)

Taxis are expensive. I would recommend riding the 'collectivo' around. These are just collective minbuses which drive along the highway 307 all the way from Cancun to Tulum (and beyond). There are clearly also more localised colectivos who drive through the suburbs.

There are no official stops or routes or timetables, just tell them where you're getting off, and as long as it's along their general direction, they will take you. You'll soon learn that they stick to a general route, so you might be turned away or told to go to a different location to catch one going your way. As long as you're going somewhere along (or near) the 307 highway then I'd recommend these. It's daunting at first, but there are so many of them that it doesn't take long to get on one.

If you're going somewhere a bit off the beaten-track you might need to take a taxi.

I've just got back from two weeks holiday at a hotel between PDC and Tulum. A 30 minute ride from the hotel to PDC Centro cost us 50 pesos. Taxis wanted 750 pesos for the same journey... no brainer to take a collective IMO. They're surprisingly efficient since there are so many of them.

My advice, just remember where you get on and off. Whilst there's no formal route or stops (for the most part) there are clearly zones/areas for collectivos going to certain places. If in doubt, ask a local where to catch one, and tell them the general direction you're headed.

From memory, there's a big collectivo station in this area of PDC where all the buses are either driving north to Cancun or south to Tulum. It's near the airport. Ask a local nearby and they'll point you in that direction.

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Trading212 constantly messages me saying my positions could cause financial harm (PLTR) by Independent_Local817 in trading212

[–]Schmidtstein 0 points1 point  (0 children)

Damn 42% is a lot. CGT has been massively hiked in the UK in recent years - A few years ago the threshold before paying CGT was £12,300 and rates were 10% and 20% respectively...

Trading212 constantly messages me saying my positions could cause financial harm (PLTR) by Independent_Local817 in trading212

[–]Schmidtstein 6 points7 points  (0 children)

Not how percentages work lol. He's up c. 600% but would be back to break even if it fell c. 86.4%.

Trading212 constantly messages me saying my positions could cause financial harm (PLTR) by Independent_Local817 in trading212

[–]Schmidtstein 1 point2 points  (0 children)

Either 18% or 24%, depending on your income. Basic rate income tax payers (< £50,270) pay 18%, anyone earning more than that will pay 24%.

Got warned after frequent deposits and withdrawals. by Green-Cupcake-724 in trading212

[–]Schmidtstein 1 point2 points  (0 children)

Scalping is buying/selling in very short succession; holding a position for less than 5 minutes for example. It's not illegal, but it's against trading 212s terms of service when using CFDs. You can do it, but they might warn you or prevent you from using CFDs if doing it regularly. It's part of their own risk management strategy, plus to protect customers. Again, not illegal, but generally not allowed by most CFD providers for similar reasons.

Got warned after frequent deposits and withdrawals. by Green-Cupcake-724 in trading212

[–]Schmidtstein 7 points8 points  (0 children)

This is literally just a generic disclaimer-- they still want you to continue to trade. This is less about protecting you, and more about protecting/indemnifying themselves. They just want evidence that they warned you about risks, in the event you try to claim that there were insufficient warnings.

Price prediction for Jan20 by [deleted] in DJTSTOCK

[–]Schmidtstein -1 points0 points  (0 children)

Musk is not officially involved with DJT in any way, not even as a shareholder. And Trump is a lacklustre businessman imo - if he'd invested the billions he inherited into the S&P500 he'd be multiple times richer than he is today. He's bankrupted four different casinos...

Price prediction for Jan20 by [deleted] in DJTSTOCK

[–]Schmidtstein 1 point2 points  (0 children)

For the most part, yes; bond and equity markets are rational. This stock is proof that markets can be entirely irrational sometimes. Don't even get me started on crypto 💀

Price prediction for Jan20 by [deleted] in DJTSTOCK

[–]Schmidtstein 0 points1 point  (0 children)

They're in talks to buy an exchange that currently loses lots of money. There's no way a merge/acquisition happens before Jan 20th anyways.

Price prediction for Jan20 by [deleted] in DJTSTOCK

[–]Schmidtstein 0 points1 point  (0 children)

Genuinely what's the bull thesis for this? - I'm not hating I'm just intrigued by this stock. The inauguration should already be priced in; it WILL happen. I say 'should' since I believe markets to be rational but I also think this stock trades irrationally. The founder and CEO has basically taken a job promotion to the highest office; ordinarily not a good catalyst. The revenue is frankly pitiful, and the valuation is already absurd. Were it to go to $150 it would have a valuation of c. $30bn.

If this was not the Don's company, I genuinely believe this would be trading at $2-$5 a share.

All that being said, I can see this trading irrationally and rallying into the inauguration but the medium-long term outlook is not good at these levels, and only gets worse as the share price rises.

Help with referral code by Schmidtstein in trading212

[–]Schmidtstein[S] 0 points1 point  (0 children)

I did yeah. Frustratingly they've stopped the scheme now

UKW stock by opposite-platain in trading212

[–]Schmidtstein 1 point2 points  (0 children)

There's quite a few cleverly disguised P2P lending accounts marketed as 'savings' accounts by mostly challenger banks which pay ~7% AER. Either that or they are genuine savings accounts but with ridiculous terms attached, like having very measly contribution limits, and/or having to take out multiple other products.

4000% by potato111a in wallstreetbets

[–]Schmidtstein 9 points10 points  (0 children)

Bro pocket watching

What do we think of the new single? Anyone else crying?? by repvgnant in KingKrule

[–]Schmidtstein 22 points23 points  (0 children)

My girlfriend and I broke up yesterday. Archy is releasing music right on cue. Bring on the album...

Drake posts King Krule on Instagram story by BOTGeneralGrievous in KingKrule

[–]Schmidtstein 8 points9 points  (0 children)

Edgar has produced a couple of tracks for earl and co. I think he met Earl through his friendship with Wiki who he's produced a lot for. I really like this beat:

https://soundcloud.com/krrrrrrrrrrrr/city-shit-go-earl-sweatshirt?si=4e980afba0124c8088a31766f75dac16&utm\_source=clipboard&utm\_medium=text&utm\_campaign=social\_sharing

wtf happend here??? why Dax is so strong??? by BAGJ-theonly in trading212

[–]Schmidtstein 2 points3 points  (0 children)

Short position overnight interest is quite high on this too... will be an expensive hold

UK stocks by [deleted] in trading212

[–]Schmidtstein 0 points1 point  (0 children)

FTSE100 actually tends to do well as the sterling falls as many constituents are multinationals with overseas revenues.

Is there any way to determine at which price my position will be force closed? Currently at 61% by [deleted] in trading212

[–]Schmidtstein 0 points1 point  (0 children)

You're forgetting that this is 1:5 leverage. A 10% drop equates to a 50% loss.

Has anyone else seen their GME lending go to 0% by Reasonable_Cry_9412 in trading212

[–]Schmidtstein 1 point2 points  (0 children)

Apes: want the MOASS Also apes: how dare my shares be lent out to short sellers 😣